Wednesday, December 25, 2019

Kate Chopin The Storm Essay - 1234 Words

Kate Chopin The Storm Kate Chopin: The Storm Kate Chopin lived from 1851 until 1904. She was born Katherine OFlaherty and was raised in post- Civil War St. Louis by parents who were on the upper end of society. She married Oscar Chopin, moved to New Orleans, and had six children. After her husband died, Chopin moved back to St. Louis to start her writing career at age 33. She incorporated many taboos about literature into her writing. Some of these taboos were female sexuality, struggles, and triumph over the stereotypes that had been placed on them over the centuries. She was a very popular writer until 1898 when she wrote about even more controversial issues in Awakening. Many people felt that her views were very feminist†¦show more content†¦They mention that there is someone (wife/mother) waiting at home for them but they dont put that much effort into attempting to get home. They seem to believe that everything will be all right if they just stay there and wait out the storm. These characters arent seen as un caring, but more as unconcerned about the welfare of the mother. The only thing that they do that is seen as kind and thoughtful is when the father purchases a can of shrimps to take home for her. The next section of the story shows Calixta, the mother, sitting at a window sewing. She isnt concerned for the safety of her family and doesnt realize that there is a storm approaching. Like many relationships, things may be going along just fine until opportunity flashes, like lightening, and a decision has to be made that will change the future. Calixtas opportunity is in the shape of a man named Alcee Lavalliere. He shows up at her gate as she is attempting to get her husbands clothes off of the porch. He asks for shelter and Calixta offers to let him wait out the storm inside. She realizes that she hasnt been alone with Alcee since she was married and feels the temptation that she knows she must suppress. At this point, Chopin takes a little time from the action of the story to give a description of the house and especially the bedroom. She says about how Calixta and Alcee are in theShow MoreRelatedThe Storm by Kate Chopin1332 Words   |  6 Pages The first thing I noticed a bout Kate Chopin’s â€Å"The Storm,† is that it is utterly dripping with sexual imagery and symbolism. Our heroine, if you will, seems to be a woman with normally restrained passions and a well-defined sense of propriety, who finds herself in a situation that tears down her restraint and reveals the vixen within. I wonder if it was intentional that the name Calixta makes me think of Calypso – the nymph from Greek mythology. If half of the sexual symbolism I found in thisRead MoreThe Storm by Kate Chopin1238 Words   |  5 PagesKate Chopin is writing so many great stories about whatever she sees. Kate has many Wonderful stories such as, (The Storm, Desiree’s Baby, A Pair of Silk Stocking, A Respectable Woman, and The Story of an Hour). There is one story in particular that catches my mind which is â€Å"The Storm†. 0In Kate chopins era, women are seen as nothing more than a wife and have to stay with their husband for life. Chopin shows a drama tic scene between Alcee and Calixta during the time of a storm that is passing byRead MoreThe Storm By Kate Chopin844 Words   |  4 Pages Kate Chopin writes a short story named â€Å"The storm.† The plot of the story where the author shows two married couples, a total of five people and two of them have an affair. We can see a woman who is a mother, a lover and a wife and her different reaction while performing each one of the different roles. After the storm the characters seem to reveal hidden aspects of them. The story begins when Bobinot and his son Bibi are at Fregheimer’s store and decide to stay there due to a storm that is comingRead MoreThe Storm By Kate Chopin Essay1508 Words   |  7 Pages Kate Chopin was an American author who wrote the short story â€Å"The Storm†. It takes place somewhere down in Louisiana at a general store and at the house of Calixta, Bobinot who is the wife of Calixta, and their son Bibi. The other character in the story is the friend of Calixta, Alcee Laballiere. The story begins with Bobinot and Bibi in the general store to buy a can of shrimp; meanwhile, at home, Calixta is at home doing chores when a storm develops, which makes her worry about Bobinot and BibiRead MoreThe Storm By Kate Chopin1205 Words   |  5 Pagesmain character, Calixta, is interrelated with the setting of the story, â€Å"The Storm† by Kate Chopin. In â€Å"The Storm†, setting plays the role as a catalyst that ignites Alcee’s and Calixtaâ€⠄¢s passion that then runs parallel with the storm. As their relationship builds together, Calixta’s natural desires become fulfilled; which without an outlet on the ability to express our emotions and natural desires, conflicts and storms result in our lives. In the beginning of the story, Calixta is very much intoRead MoreThe Storm By Kate Chopin869 Words   |  4 Pagesespecially true in Kate Chopin’s short story, â€Å"The Storm.† Calixta went outside of her marriage for a sexual affair with Alcà ©e when he unexpectedly showed up and a storm came through. The three most prominent literary elements that were addressed in â€Å"The Storm† were foreshadowing, symbolism, and setting. First, there is foreshadowing in the story. Bae and Young agree that foreshadowing is when a story implies that something will happen in the future without saying it (1). In â€Å"The Storm,† an example ofRead MoreThe Storm By Kate Chopin1649 Words   |  7 Pageslike writers in present day, Kate Chopin was a writer who wrote to reflect obstacles and instances occurring within her time period. Writing about personal obstacles, as well as issues occurring in the time period she lived, Chopin proved to be distinctive upon using her virtue. Kate Chopin was a determined individual, with true ambition and ability to produce writings that reflected women on a higher pedestal than they were valued in her time. â€Å"The Storm† by Kate Chopin is a short story written toRead MoreThe Storm By Kate Chopin851 Words   |  4 Pagesâ€Å"The Storm† by Kate Chopin was written in 1899 but was not published until several years later. She understood how daring her piece was and never shared â€Å"The Storm† with anyone. Chopin was born in 1851 to a wealthy father and an aristocratic mother. At the age of nineteen, she married and moved to Louisiana with her husband, Oscar. Chopin is known for writing realistic but sexually rich literature. Her short story â€Å"The Storm† conveys sex as a joyous part of her life and not a destructive one. Read MoreKate Chopin s The Storm Essay1339 Words   |  6 Pagesfamous writer Kate Chopin once said, â€Å"The voice of the sea speaks to the soul.† The Awakening, (1899). Kate Chopin was widely recognized as one of the leading writers of her time. She was an American author of short stories and novels. She was born on February 08, 1850 in St. Louis, Missouri, United States. She died on August 22, 1904, in St. Louis, Missouri, United States. Written in 1898 but not published until it appeared in The Complete Works of Kate Chopin in 1969, The Storm has been widelyRead MoreThe Storm By Kate Chopin1221 Words   |  5 PagesI also disagreed with â€Å"The Storm† by Kate Chopin, because it suggested that it is possible to be with more than one person at any given point. To me, love is trust, and without trust, love is nonexistent. Marriage is a commitment, a promise to be both trusting and trustful. To betray that agreement is not to love. Calixata expresses â€Å"n othing but satisfaction at their safe return† (727) and this reader has to wonder how she cannot feel guilt. Alcee wrote a â€Å"loving letter† to his wife, and this reader

Tuesday, December 17, 2019

Chinas An Ambitious Negotiation At An Early Stage

completely understandable, of course, that the Chinese government felt unable to commit to such an ambitious negotiation at an early stage.† China has been informed and is up to date on the TPP, but has not made a push to join the agreement. China does not meet the required high standards of which the TPP demands from its members. As Peter K. Yu, the author of TPP and the Trans-Pacific Perplexities, explains that, â€Å"†¦ it makes sense to exclude China from the negotiations†¦. China continues to struggle with a wide variety of internal problems despite having join the international trading body†¦. these problems have included†¦significant losses suffered by inefficient state-owned enterprises†¦massive urban migration, widespread unemployment, corruption†¦Ã¢â‚¬  Like many developing countries China still has its fair share of challenges to face. These are not the only factors that stand to hinder China from entering the TPP. Yu, also points o ut that, â€Å"[I]f China were to join the TPP agreement†¦ it w[ould] have to comply with the discipline on state-owned enterprises (SOEs)†¦ SOEs are of great political as well as economic significance in China, it would be impossible for China to accede to such demands.† Being a hybrid communist country, the central government in China enacts control over the marketplace. China has recently adopted reforms that have allowed the people to benefit from a form of ‘capitalism’. Since China is such large economy, there may also have been some fear thatShow MoreRelatedThe Legacy Of The Vietnam War1832 Words   |  8 Pagespeople than a conflict of ideas. The U.S. was involved to quell the spread of Communism, while the U.S.S.R. was involved to encourage it. This tug-of-war between two countries and their respective theories led to some of the most influential negotiations of the 20th century. The opening of China highlighted the most positive aspects of the Nixon-Kissinger partnership and showed that together they were more powerful together than apart. When Nixon devised general policy ideas, Kissinger expandedRead MoreChina s Peaceful Development Foreign Policy4047 Words   |  17 Pages Question Critically analyse China’s â€Å"Peaceful Development† foreign policy in relation to China’s 2015 Defence White Paper Student: LTCDR Duncan Mackenzie, RNZN ID Number: 02240785 Paper Details: 149.701: The NZ Strategic Environment -Essay One Teacher s Name: Dr Anna Powles Due Date: 13 July 2015 Introduction Traditionally, international politics have been dominated by Eurocentric ideals and ‘Western Hemisphere’ interpretations. Rule by Roman Empire, European ColoniserRead MoreHow Can Public Diplomacy Complement â€Å"Hard Power† Tactics in International Affairs?3206 Words   |  13 Pagescounteract the development of social and political unrest. This ambitious aid plan was called the Marshall Plan after the secretary of state at the time. General Marshall proposed the plan with two intentions: to assist in the rebuilding of Europe and to win the â€Å"hearts and minds† of the citizens most vulnerable to the reach of communism. The act of benevolence was accepted by the United States’ European allies after a phase of negotiations, but was discarded by the Soviets and other members of the EasternRead MoreAristo Interactive Geography Book 2 Question Bank Chapter12585 Words   |  11 Pageswinter | |and sprouts in spring, was found to be sprouting new leaves near Shek Pik Reservoir in mid-December. The Taiwan | |cherry, a foreign species that usually blooms in February, has been found flowering in Tai Pos Kadoorie Farm as | |early as December for the past few years. | |4 January 2010 | a. 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Policy Suggestions for Vietnam’s Gas Industry Hai Tien Le CNAPS Visiting Fellow Working Paper 8 Figure 3: Vietnam’s gas supply mix (2005-2005) 3,500 3,000 Read MoreChina: Building Capitalism with Socialist Characteristics13709 Words   |  55 Pagesincluding the developed capitalist countries. — Deng Xiaoping, 19921 In November 2005, the Central Committee of the Communist Party of China issued its 11th five- year plan. As was typical for such pronouncements, the plan touched on many aspects of Chinas economy, including its fiscal situation, its current account surplus, and its desire to equalize rural and urban incomes. But the central theme was growth. China, the plan announced, would continue to grow at 8% a year between 2006 and 2011. It wouldRead MoreChina: Building Capitalism with Socialist Characteristics13701 Words   |  55 Pagesincluding the developed capitalist countries. — Deng Xiaoping, 19921 In November 2005, the Central Committee of the Communist Party of China issued its 11th five- year plan. As was typical for such pronouncements, the plan touched on many aspects of Chinas economy, including its fiscal situation, its current account surplus, and its desire to equalize rural and urban incomes. But the central theme was growth. China, the plan announced, would continue to grow at 8% a year between 2006 and 2011. It wouldRead MoreFamous Amos12788 Words   |  52 Pagesheart of finance and economic activities of China. With a large population and rising income level, it provides many opportunities for Famous Amos to grow its business. Not only is Shanghai culturally and socially diversified, its people are also early adopters and are open to western cultures. Its strong currency and steady stock market performance indicates economic strength which add to its attractiveness. The drawbacks are that its political conditions are slightly instable due to the ongoingRead MoreT he Rise of China and Future of the West17670 Words   |  71 PagesThe Rise of China and the Future of the West Can the Liberal System Survive? By G. John Ikenberry January/February 2008 Summary:   Chinas rise will inevitably bring the United States unipolar moment to an end. But that does not necessarily mean a violent power struggle or the overthrow of the Western system. The U.S.-led international order can remain dominant even while integrating a more powerful China -- but only if Washington sets about strengthening that liberal order now. G. JOHN

Monday, December 9, 2019

Insurance Health Care Coverage Under the Affordable Care Act

Question: Describe about the Insurance Health Care Coverage Under the Affordable Care Act. Answer: Introduction The modern world as we are aware of functions through a list of different complex situations. These complex methods and modern lifestyle often leads to various risks in the life of the human beings surviving in the world. Thus, there is need to cover the risks through insurance plans so that any losses can be recovered and the life of an individual can run smoothly. This assignment deals with the story of Michael and Marry who are couples and run a health food center. They are business partners though Michael runs the business and Marry is a housewife. The financial advise regarding retirement of the couples will be discussed along with the losses and risks they might face during the term of life. The best insurance product to cover all the risks pertaining to their life will also be discussed. The other part of the assignment deals with the Act introduced by Barrack Obama, the president of the United States known as the Affordable Care Act or the Obamacare. The act makes it compulsory for every individual to purchase a health insurance product from the centralized exchange center. This act provided a change in the health care system. Thus the study will analyze both the financial advise for Michael and Marry and also the pros and cons of the Affordable Care Act and its impact on the health care system all around the world. Part A This section deals with the financial position of Michael and Marry who are a couple and are also business partners. They need a future planning of their financial condition to find out the risks and the returns involved in it. It is found out that there are typically three kinds of losses pertaining to the life of an individual namely the Property Loss, Liability Loss and the Personal losses. Property Loss These losses are inclusive of any situation that depicts the possibility that any sort of property loss can take place. There exists two kinds of this loss namely, Real and Personal property loss. The real property deals with the buildings, land and other structures related to the land while personal property deals with all the intangible and tangible assets and properties copyright furniture, jewellery etc (Keneley,2015). When Michael and Marry faces such a loss it responds to a loss of property and causes direct and indirect losses in the form or reduction in the profit or revenue of an individual and increase in the expenses, which is known as Net Income loss. Incase of the couples, the losses relating to this topic are the family home purchased in 2003 at $ 580,000 whose expected value on 30.09.2014 is $ 700,000. The contents of the house worth $ 90,000, which estimates to $ 100,000 now. Any loss pertaining to these elements are also a part of the property loss and so the mortgage payments are also a part of it. Liability Loss These losses are ideally any situation that depicts the estimation of a claim relating to any legal responsibilities of a person or business for injury or any damage suffered by any other party. There are some incidents that such cases lead to a lawsuit. A liability loss is thus a monetary claim due to damage to another partys property. If Michael and Marry insures these losses then they can pay out any losses relating to any pain and medical expenses of a third party other than the family members. The financial condition of both Michael and Marry depicts that they have a business and thus they will create an insurance relating to this loss to protect the interests of the employees working in the food center. From the table though, there are no other losses, which needs to be protected (Mann,and Lewis, 2012). Personal Loss Any situation or condition that creates the possibility of any financial loss to any individual due to death, sickness and injury is included in this loss segment The insurer ideally purchases an insurance for any potential financial losses relating to pure risk, accidental loss, any losses that can be measured and will happen with time, losses for independent exposure etc. Michael and Marry are also exposed to such losses because they have lot of items, which can get destroyed and lead to a financial loss. The shares purchased by them from Westpac, money in the savings account, funds related to the superannuation funds, share of Woolsworth and Incitec pivot are all exposed to risks. It is known that shares have a high return along with high risks, thus it is advisable to insure such loss to obtain the financial loss if any damage incurs to these items. The two vehicles are also an asset to Michael and marry and thus they need to be insured as well as any accidental loss to the cars can be harmful to them. The couple also needs to insure their own life because if anything happens to them then it also is loss to its partner and their children. Therefore, it is advisable to them to insure themselves along with all the assets like the vehicles and the shares in order to abstain from any losses. It is known that Michel is the only one who runs the business whereas Marry takes care of the family and Marry feels that if anything happens to Michael, then it will be impossible for her to control the business herself. In this context, if Michael becomes disabled, then an additional cost of $ 20,000 will be added to their expense and so to cope up with such loss, a health insurance product needs to be purchased to deal with the additional cost of $ 20,000. The different techniques available to them to manage their risk exposure are as follows: Risk Avoidance It is the most effective means to control the risks through undertaking any activity or program that would abstain from undesirable loss. There are plenty of services provided by the government to help reduce these loss exposures, which cannot be protected by the private enterprise. If any risk exposure cannot be protected, the individual predicts or retains the financial and legal liabilities of that risk (Sadgrove,2016). Risk Prevention This method reduces the frequency of the risk. Any good measures for the prevention of losses, if implemented will be beneficial to an individual. Risk reduction means any transformation. The individuals need to reduce any activity that can cause accidents. Such changes can occur through proper training and education and also through the implementation of strict laws to restrict the illegal actions of the individual. Risk reduction This form deals with eliminating the or preventing any risks. Thus such mechanisms are implemented to reduce the effects of any perils. Such actions are associated with decreasing the severity of the losses through frequent supervision and control. Some risks can be decreased through simple warning from the beginning. Separation of the exposures, diversification and duplicating of the exposures are also a way to reduce the level of risks pertaining to any activities and through such a method, the intensity of the risk can be reduced effectively. Risk transfer The transfer of risk involves the legal or financial liabilities associated with a risk, which can be transferred to any external organization. Such an action can only be completed through a contract. The terms and conditions specify the position on which the losses are shifted. Any insurance service is actually the transferring of the risks to the third party and avoiding any financial losses for an individual or an organization (McNeil, Frey,. and Embrechts, 2015). The couple Michael and Marry are in a position to face losses during their life span and thus needs to manage the risks through the purchase of ideal insurance products. The insurance practices maximize the capital efficiency evaluation based capabilities to decrease exposures to financial risks and alternative risk funding techniques. While evaluating the mechanism impact of market pricing and other dynamic reasons on product and capital sources through insurance linked securities, insurance hedge funds, bonds and life insurance securitization and life settlements are taken into consideration. The couple thus needs to purchase a product, which will be ideal for their exposure to losses. These evaluations are compulsory to find out the best product for them. From the above study it is understandable that Marry is totally dependent on Michael and thus a life insurance policy needs to be purchased, which can provide financial assistance if death or injury occurs to Michael. A health insurance to cover the claims, due to any medical emergency needs to be purchased as well. The couple also has other assets like the vehicles and shares with them and so an insurance covering the loss out of these assets also needs to purchased (Hopkin,2014). Thus the ideal product for them will be a life insurance policy covering the death and disability along with providing health care coverage. A vehicle insurance also needs to be bought and an hedging insurance product to cover the losses out the shares also requires to be purchased by the couple. The couple is not attracted towards paying a high premium for the insurance taken. It is found that the amount of assets they hold require a high premium rate. Michael also being the only earning member of the family is an essential factor for the life coverage of him. The family has a high amount of liability and assets with them and they also estimate to pay a lump some amount for future education for their two children. Therefore, they require an insurance, which can pay out all these expenses for the future even if any mishap happens to Michael. Premium depends upon the amount of life coverage and as the life coverage is high for Michael therefore the premium rate is high as well. The high premium rate is an expense to them in the sort run but will be beneficial to them in the long run when the health will detoriate along with age. Thus it is advisable for the couple to pay high premium rate now as to get back the amount in the future due to any financial loss (Lo, 2014). There also exists ways to reduce the premium rates by changing the terms and conditions of the contract. This process is not ideal for them as they have a high standard of living. The policy term of the contract can be reduced according the needs to decrease the premium amount. The change in the contract from the long to short contract also reduces the maturity value and thus the premium decreases. If any changes made on the type of insurance like changing the vehicle insurance from first party to third party also decreases the premium as the third party does not give any protection to the insurer against the losses. The amortization amount, decrease in the balance of the insurer also enable them to reduce the premium amount along with decrease in the net protected value (Cummins, and Santomero, 2012). Part B The Affordable Care Act also known as the Obamacare was introduced to provide health insurance to all the citizens of the country. The insurance will cover all the elements related to healthcare and will also have a fixed interest rate to provide free and fair services to all the sections of the society. But, it has been found that the insurance premium is increasing due to the response to the restrictions in the law like compulsory for the insurance companies to cover pre-existing conditions. The reason behind the rise in the premium rates is due to the requirement for the organizations to cover high risk customers. The insurance firms cannot deny customers with pre existing conditions and thus cannot charge higher premium based on status of health and gender. Other factors with a few required protections, rights and other additional benefits provided by the organization to the customers are reasons for the rise in the premium rates of the insurance service (Blumenthal,and Collins, 2014). The customers with high end plans with a good income base have the biggest premium increase. The act asks the organizations to insure people with pre existing conditions along with without pre existing conditions. This is the main reason for the rise in the premium rates as the people with pre existing conditions will have higher chances for claim from the insurance companies rather than people without pre existing conditions. The insurance organization will thus face a massive loss as t he pre existing condition clients will claim very frequently and the firms will be obliged to pay off. This will reduce the revenue of the firm and so to increase the profit the firms put in higher premium rates. When the rates will increase, the customer base will decrease or the government will put in restrictions to level the premium. When the insurance organizations will not get proper revenue from the market they will not get attracted to continue the business and thus resulting to the fall in the health insurance market (McCoy et al 2012). 2.According to the Obamacare, it is compulsory for every citizen to purchase a healthcare insurance for themselves so that everyone can have a safe and secured life for themselves. To ensure that every person uses an insurance product, the act has implemented penalties to uninsured people. Imposing penalties are a key component of this act, as people who are not attracted to use insurance products are compelled to buy such products. The government forcibly asks the citizens to implement insurance products for the benefit of themselves. The penalty implemented on the individuals will induce them to purchase insurance. Though implementing penalty is forcing the individuals but in a way is helping their future lifestyle (Mechanic,2012). The value of the penalty need to be appropriate so that it puts fear in the mind of the citizens but also should not affect the financial condition of them. It needs to be adequate so that it keeps a balance between the implementation and proper financial condition of the individuals. Conclusion The above study evaluates the financial exposure to Michaela and Marry and determines the ideal insurance products and aversion of risks to help maintain a sustainable life. The amount of insurance to be paid and the process to reduce the high premium rates is also discussed. The other part deals with the Affordable Care Act implemented by Barrack Obama, to pool in all the citizens in the insurance segment and providing health insurance to everyone. The study discusses on the hike in the premium rates due to policies of the act and also determines the amount of penalty to be implemented to the uninsured individuals. Reference List Blumenthal, D. and Collins, S.R., 2014. Health care coverage under the Affordable Care Acta progress report.New England Journal of Medicine,371(3), pp.275-281. Cummins, D. and Santomero, A. eds., 2012.Changes in the life insurance industry: Efficiency, technology and risk management(Vol. 11). Springer Science Business Media. Fowler, F.J., Levin, C.A. and Sepucha, K.R., 2011. Informing and involving patients to improve the quality of medical decisions.Health affairs,30(4), pp.699-706. Glendon, A.I., Clarke, S. and McKenna, E., 2016.Human safety and risk management. Crc Press. Heazle, M., Tangney, P., Burton, P., Howes, M., Grant-Smith, D., Reis, K. and Bosomworth, K., 2013. Mainstreaming climate change adaptation: An incremental approach to disaster risk management in Australia.Environmental science policy,33, pp.162-170. Hopkin, P., 2014.Fundamentals of risk management: understanding, evaluating and implementing effective risk management. Kogan Page Publishers. Huntington, W.V., Covington, L.A., Center, P.P., Covington, L.A. and Manchikanti, L., 2011. Patient Protection and Affordable Care Act of 2010: reforming the health care reform for the new decade.Pain Physician,14(1), pp.E35-E67. Keneley, M.J., 2015. Marketing the Message: The Making of the Market for Life Insurance in Australia, 18501940.Enterprise Society,16(04), pp.929-956. Lo, A.Y., 2014. The influence of risk perception and attitude on the decisions to adopt residential flood insurance: Evidence from Queensland, Australia.RISK FACTORS, ENVIRONMENTAL IMPACTS AND MANAGEMENT STRATEGIES, p.73. Mann, P. and Lewis, C., 2012.Mann's Annotated Insurance Contracts Act. Thomson Reuters. McCoy, R.G., Van Houten, H.K., Ziegenfuss, J.Y., Shah, N.D., Wermers, R.A. and Smith, S.A., 2012. Increased mortality of patients with diabetes reporting severe hypoglycemia.Diabetes care,35(9), pp.1897-1901. McLennan, B.J. and Handmer, J., 2012. Reframing responsibility-sharing for bushfire risk management in Australia after Black Saturday.Environmental Hazards,11(1), pp.1-15. McNeil, A.J., Frey, R. and Embrechts, P., 2015.Quantitative risk management: Concepts, techniques and tools. Princeton university press. Mechanic, D., 2012. Seizing opportunities under the Affordable Care Act for transforming the mental and behavioral health system.Health Affairs,31(2), pp.376-382. Protection, P. and Act, A.C., 2014. Public Law 111 e148, sec. 4205-nutrition labeling of standard menu items at chain restaurants. March, 2010. Rak, S. and Janis Coffin DO, F.A.A.F.P., 2013. Affordable care act.The Journal of medical practice management: MPM,28(5), p.317. Sadgrove, K., 2016.The complete guide to business risk management. Routledge. Sommers, B.D., Buchmueller, T., Decker, S.L., Carey, C. and Kronick, R., 2013. The Affordable Care Act has led to significant gains in health insurance and access to care for young adults.Health affairs,32(1), pp.165-174. Suriadi, S., Wynn, M.T., Ouyang, C., ter Hofstede, A.H. and van Dijk, N.J., 2013, June. Understanding process behaviours in a large insurance company in Australia: A case study. InInternational Conference on Advanced Information Systems Engineering(pp. 449-464). Springer Berlin Heidelberg. Zheng, A.S., OLeary, T. and Moses, R.G., 2014. Gestational diabetes mellitus and life insurance: what is the impact of gestational diabetes mellitus on life insurance premiums?.Diabetes care,37(11), pp.e235-e235.

Sunday, December 1, 2019

Mercantilism Essays (630 words) - Economic Nationalism,

Mercantilism Mercantilism Mercantilism was a method of trade used by 16th, 17th, and 18th century Monarchies to increase exports and the amount of imports of precious metals coming in. In a country under mercantilist persuasion, a country would do all it could to bring in money. Treaties were made with countries so that one trading country would have exclusive trading privileges in another country. A country would control the production of items, (how much and how many) and then encouraged these items be traded to other countries. With goal obviously being profit, these countries sought to sell more than they bought. The raw materials needed for products were mostly gotten from the inside instead of buying from outside. Frequently, manufacturing and production would go before practices such as farming or the like. Countries that had colonies across oceans or in different places in the continent would by all means use these connections to their advantage and take every dime and quarter they could. It became a practice of many parent countries to frequently call in their profits to enhance the banks at home. One could compare the Mercantile System to Communism or a Socialist economy. Mercantilism was not as extreme as communism, in that the concept was not to control a persons life and being, but rather, focused on the financial wellbeing and wealth. It would seem more akin to Socialism, even though the people own the means of production instead of individuals for the benefit of the population. The king retained the power to grand monopolies on trade or export to certain individuals, therefor strengthening his own power over people. Many of these wealth seeking countries also sought other things: namely, more land, fertile land, so as to extend their trading farther and farther into new worlds, such as the Americas. . The Mercantile practices also had effect on population growth and decline. Many people who lived in outward areas of cities soon saw the benefits of living in the city, such as jobs in industry where money was relatively steady and not depending whether it rains in the next 2 weeks. The farmers put down the plows and instead took up a job in town. Many people also moved into the cities just because of conditions and safety. Those who lived in mountains would move down into the plains, or into cities, sometimes only seasonally to work. They also moved sometimes country to country, such as people living in France going to Spain to work, and the like. The fear of every mercantilist country was, as one index put it, fear of goods or fear of deficits in trade. As it is today, the fear was that one would pay out their profits of exporting to import what they need, therefor losing the wealth they so desperately wanted. They tried to get gold bullion wherever and however they could. Countries became wealthier, and spent money on things such as enlargement of cities, estates for officials, and town areas, and day to day government. This money also went to fund the many wars that were occurring at the time. The money also went into the creation of large shipping industries and a larger population trained in industry. This however was also the downfall, since with the growth of wealth also came inflation. Inflation caused the price of everything from food, to beverages, housing, and raw materials to go up. The towns could no longer support such huge industries and the exporting, and therefore the system went belly up. The idea behind Mercantilism was to control the production of goods by the government so long as it benefits the people. Did it benefit the people? For a while yes, but ultimately drove the people into the ground. European History