Kate Chopin The Storm Essay - 1234 Words

Kate Chopin The Storm Kate Chopin: The Storm Kate Chopin lived from 1851 until 1904. She was born Katherine OFlaherty and was raised in post- Civil War St. Louis by parents who were on the upper end of society. She married Oscar Chopin, moved to New Orleans, and had six children. After her husband died, Chopin moved back to St. Louis to start her writing career at age 33. She incorporated many taboos about literature into her writing. Some of these taboos were female sexuality, struggles, and triumph over the stereotypes that had been placed on them over the centuries. She was a very popular writer until 1898 when she wrote about even more controversial issues in Awakening. Many people felt that her views were very feminist†¦show more content†¦They mention that there is someone (wife/mother) waiting at home for them but they dont put that much effort into attempting to get home. They seem to believe that everything will be all right if they just stay there and wait out the storm. These characters arent seen as un caring, but more as unconcerned about the welfare of the mother. The only thing that they do that is seen as kind and thoughtful is when the father purchases a can of shrimps to take home for her. The next section of the story shows Calixta, the mother, sitting at a window sewing. She isnt concerned for the safety of her family and doesnt realize that there is a storm approaching. Like many relationships, things may be going along just fine until opportunity flashes, like lightening, and a decision has to be made that will change the future. Calixtas opportunity is in the shape of a man named Alcee Lavalliere. He shows up at her gate as she is attempting to get her husbands clothes off of the porch. He asks for shelter and Calixta offers to let him wait out the storm inside. She realizes that she hasnt been alone with Alcee since she was married and feels the temptation that she knows she must suppress. At this point, Chopin takes a little time from the action of the story to give a description of the house and especially the bedroom. She says about how Calixta and Alcee are in theShow MoreRelatedThe Storm by Kate Chopin1332 Words   |  6 Pages The first thing I noticed a bout Kate Chopin’s â€Å"The Storm,† is that it is utterly dripping with sexual imagery and symbolism. Our heroine, if you will, seems to be a woman with normally restrained passions and a well-defined sense of propriety, who finds herself in a situation that tears down her restraint and reveals the vixen within. I wonder if it was intentional that the name Calixta makes me think of Calypso – the nymph from Greek mythology. If half of the sexual symbolism I found in thisRead MoreThe Storm by Kate Chopin1238 Words   |  5 PagesKate Chopin is writing so many great stories about whatever she sees. Kate has many Wonderful stories such as, (The Storm, Desiree’s Baby, A Pair of Silk Stocking, A Respectable Woman, and The Story of an Hour). There is one story in particular that catches my mind which is â€Å"The Storm†. 0In Kate chopins era, women are seen as nothing more than a wife and have to stay with their husband for life. Chopin shows a drama tic scene between Alcee and Calixta during the time of a storm that is passing byRead MoreThe Storm By Kate Chopin844 Words   |  4 Pages Kate Chopin writes a short story named â€Å"The storm.† The plot of the story where the author shows two married couples, a total of five people and two of them have an affair. We can see a woman who is a mother, a lover and a wife and her different reaction while performing each one of the different roles. After the storm the characters seem to reveal hidden aspects of them. The story begins when Bobinot and his son Bibi are at Fregheimer’s store and decide to stay there due to a storm that is comingRead MoreThe Storm By Kate Chopin Essay1508 Words   |  7 Pages Kate Chopin was an American author who wrote the short story â€Å"The Storm†. It takes place somewhere down in Louisiana at a general store and at the house of Calixta, Bobinot who is the wife of Calixta, and their son Bibi. The other character in the story is the friend of Calixta, Alcee Laballiere. The story begins with Bobinot and Bibi in the general store to buy a can of shrimp; meanwhile, at home, Calixta is at home doing chores when a storm develops, which makes her worry about Bobinot and BibiRead MoreThe Storm By Kate Chopin1205 Words   |  5 Pagesmain character, Calixta, is interrelated with the setting of the story, â€Å"The Storm† by Kate Chopin. In â€Å"The Storm†, setting plays the role as a catalyst that ignites Alcee’s and Calixtaâ€⠄¢s passion that then runs parallel with the storm. As their relationship builds together, Calixta’s natural desires become fulfilled; which without an outlet on the ability to express our emotions and natural desires, conflicts and storms result in our lives. In the beginning of the story, Calixta is very much intoRead MoreThe Storm By Kate Chopin869 Words   |  4 Pagesespecially true in Kate Chopin’s short story, â€Å"The Storm.† Calixta went outside of her marriage for a sexual affair with Alcà ©e when he unexpectedly showed up and a storm came through. The three most prominent literary elements that were addressed in â€Å"The Storm† were foreshadowing, symbolism, and setting. First, there is foreshadowing in the story. Bae and Young agree that foreshadowing is when a story implies that something will happen in the future without saying it (1). In â€Å"The Storm,† an example ofRead MoreThe Storm By Kate Chopin1649 Words   |  7 Pageslike writers in present day, Kate Chopin was a writer who wrote to reflect obstacles and instances occurring within her time period. Writing about personal obstacles, as well as issues occurring in the time period she lived, Chopin proved to be distinctive upon using her virtue. Kate Chopin was a determined individual, with true ambition and ability to produce writings that reflected women on a higher pedestal than they were valued in her time. â€Å"The Storm† by Kate Chopin is a short story written toRead MoreThe Storm By Kate Chopin851 Words   |  4 Pagesâ€Å"The Storm† by Kate Chopin was written in 1899 but was not published until several years later. She understood how daring her piece was and never shared â€Å"The Storm† with anyone. Chopin was born in 1851 to a wealthy father and an aristocratic mother. At the age of nineteen, she married and moved to Louisiana with her husband, Oscar. Chopin is known for writing realistic but sexually rich literature. Her short story â€Å"The Storm† conveys sex as a joyous part of her life and not a destructive one. Read MoreKate Chopin s The Storm Essay1339 Words   |  6 Pagesfamous writer Kate Chopin once said, â€Å"The voice of the sea speaks to the soul.† The Awakening, (1899). Kate Chopin was widely recognized as one of the leading writers of her time. She was an American author of short stories and novels. She was born on February 08, 1850 in St. Louis, Missouri, United States. She died on August 22, 1904, in St. Louis, Missouri, United States. Written in 1898 but not published until it appeared in The Complete Works of Kate Chopin in 1969, The Storm has been widelyRead MoreThe Storm By Kate Chopin1221 Words   |  5 PagesI also disagreed with â€Å"The Storm† by Kate Chopin, because it suggested that it is possible to be with more than one person at any given point. To me, love is trust, and without trust, love is nonexistent. Marriage is a commitment, a promise to be both trusting and trustful. To betray that agreement is not to love. Calixata expresses â€Å"n othing but satisfaction at their safe return† (727) and this reader has to wonder how she cannot feel guilt. Alcee wrote a â€Å"loving letter† to his wife, and this reader

Chinas An Ambitious Negotiation At An Early Stage

completely understandable, of course, that the Chinese government felt unable to commit to such an ambitious negotiation at an early stage.† China has been informed and is up to date on the TPP, but has not made a push to join the agreement. China does not meet the required high standards of which the TPP demands from its members. As Peter K. Yu, the author of TPP and the Trans-Pacific Perplexities, explains that, â€Å"†¦ it makes sense to exclude China from the negotiations†¦. China continues to struggle with a wide variety of internal problems despite having join the international trading body†¦. these problems have included†¦significant losses suffered by inefficient state-owned enterprises†¦massive urban migration, widespread unemployment, corruption†¦Ã¢â‚¬  Like many developing countries China still has its fair share of challenges to face. These are not the only factors that stand to hinder China from entering the TPP. Yu, also points o ut that, â€Å"[I]f China were to join the TPP agreement†¦ it w[ould] have to comply with the discipline on state-owned enterprises (SOEs)†¦ SOEs are of great political as well as economic significance in China, it would be impossible for China to accede to such demands.† Being a hybrid communist country, the central government in China enacts control over the marketplace. China has recently adopted reforms that have allowed the people to benefit from a form of ‘capitalism’. Since China is such large economy, there may also have been some fear thatShow MoreRelatedThe Legacy Of The Vietnam War1832 Words   |  8 Pagespeople than a conflict of ideas. The U.S. was involved to quell the spread of Communism, while the U.S.S.R. was involved to encourage it. This tug-of-war between two countries and their respective theories led to some of the most influential negotiations of the 20th century. The opening of China highlighted the most positive aspects of the Nixon-Kissinger partnership and showed that together they were more powerful together than apart. When Nixon devised general policy ideas, Kissinger expandedRead MoreChina s Peaceful Development Foreign Policy4047 Words   |  17 Pages Question Critically analyse China’s â€Å"Peaceful Development† foreign policy in relation to China’s 2015 Defence White Paper Student: LTCDR Duncan Mackenzie, RNZN ID Number: 02240785 Paper Details: 149.701: The NZ Strategic Environment -Essay One Teacher s Name: Dr Anna Powles Due Date: 13 July 2015 Introduction Traditionally, international politics have been dominated by Eurocentric ideals and ‘Western Hemisphere’ interpretations. Rule by Roman Empire, European ColoniserRead MoreHow Can Public Diplomacy Complement â€Å"Hard Power† Tactics in International Affairs?3206 Words   |  13 Pagescounteract the development of social and political unrest. This ambitious aid plan was called the Marshall Plan after the secretary of state at the time. General Marshall proposed the plan with two intentions: to assist in the rebuilding of Europe and to win the â€Å"hearts and minds† of the citizens most vulnerable to the reach of communism. The act of benevolence was accepted by the United States’ European allies after a phase of negotiations, but was discarded by the Soviets and other members of the EasternRead MoreAristo Interactive Geography Book 2 Question Bank Chapter12585 Words   |  11 Pageswinter | |and sprouts in spring, was found to be sprouting new leaves near Shek Pik Reservoir in mid-December. The Taiwan | |cherry, a foreign species that usually blooms in February, has been found flowering in Tai Pos Kadoorie Farm as | |early as December for the past few years. | |4 January 2010 | a. 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Policy Suggestions for Vietnam’s Gas Industry Hai Tien Le CNAPS Visiting Fellow Working Paper 8 Figure 3: Vietnam’s gas supply mix (2005-2005) 3,500 3,000 Read MoreChina: Building Capitalism with Socialist Characteristics13709 Words   |  55 Pagesincluding the developed capitalist countries. — Deng Xiaoping, 19921 In November 2005, the Central Committee of the Communist Party of China issued its 11th five- year plan. As was typical for such pronouncements, the plan touched on many aspects of Chinas economy, including its fiscal situation, its current account surplus, and its desire to equalize rural and urban incomes. But the central theme was growth. China, the plan announced, would continue to grow at 8% a year between 2006 and 2011. It wouldRead MoreChina: Building Capitalism with Socialist Characteristics13701 Words   |  55 Pagesincluding the developed capitalist countries. — Deng Xiaoping, 19921 In November 2005, the Central Committee of the Communist Party of China issued its 11th five- year plan. As was typical for such pronouncements, the plan touched on many aspects of Chinas economy, including its fiscal situation, its current account surplus, and its desire to equalize rural and urban incomes. But the central theme was growth. China, the plan announced, would continue to grow at 8% a year between 2006 and 2011. It wouldRead MoreFamous Amos12788 Words   |  52 Pagesheart of finance and economic activities of China. With a large population and rising income level, it provides many opportunities for Famous Amos to grow its business. Not only is Shanghai culturally and socially diversified, its people are also early adopters and are open to western cultures. 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Insurance Health Care Coverage Under the Affordable Care Act

Question: Describe about the Insurance Health Care Coverage Under the Affordable Care Act. Answer: Introduction The modern world as we are aware of functions through a list of different complex situations. These complex methods and modern lifestyle often leads to various risks in the life of the human beings surviving in the world. Thus, there is need to cover the risks through insurance plans so that any losses can be recovered and the life of an individual can run smoothly. This assignment deals with the story of Michael and Marry who are couples and run a health food center. They are business partners though Michael runs the business and Marry is a housewife. The financial advise regarding retirement of the couples will be discussed along with the losses and risks they might face during the term of life. The best insurance product to cover all the risks pertaining to their life will also be discussed. The other part of the assignment deals with the Act introduced by Barrack Obama, the president of the United States known as the Affordable Care Act or the Obamacare. The act makes it compulsory for every individual to purchase a health insurance product from the centralized exchange center. This act provided a change in the health care system. Thus the study will analyze both the financial advise for Michael and Marry and also the pros and cons of the Affordable Care Act and its impact on the health care system all around the world. Part A This section deals with the financial position of Michael and Marry who are a couple and are also business partners. They need a future planning of their financial condition to find out the risks and the returns involved in it. It is found out that there are typically three kinds of losses pertaining to the life of an individual namely the Property Loss, Liability Loss and the Personal losses. Property Loss These losses are inclusive of any situation that depicts the possibility that any sort of property loss can take place. There exists two kinds of this loss namely, Real and Personal property loss. The real property deals with the buildings, land and other structures related to the land while personal property deals with all the intangible and tangible assets and properties copyright furniture, jewellery etc (Keneley,2015). When Michael and Marry faces such a loss it responds to a loss of property and causes direct and indirect losses in the form or reduction in the profit or revenue of an individual and increase in the expenses, which is known as Net Income loss. Incase of the couples, the losses relating to this topic are the family home purchased in 2003 at $ 580,000 whose expected value on 30.09.2014 is $ 700,000. The contents of the house worth $ 90,000, which estimates to $ 100,000 now. Any loss pertaining to these elements are also a part of the property loss and so the mortgage payments are also a part of it. Liability Loss These losses are ideally any situation that depicts the estimation of a claim relating to any legal responsibilities of a person or business for injury or any damage suffered by any other party. There are some incidents that such cases lead to a lawsuit. A liability loss is thus a monetary claim due to damage to another partys property. If Michael and Marry insures these losses then they can pay out any losses relating to any pain and medical expenses of a third party other than the family members. The financial condition of both Michael and Marry depicts that they have a business and thus they will create an insurance relating to this loss to protect the interests of the employees working in the food center. From the table though, there are no other losses, which needs to be protected (Mann,and Lewis, 2012). Personal Loss Any situation or condition that creates the possibility of any financial loss to any individual due to death, sickness and injury is included in this loss segment The insurer ideally purchases an insurance for any potential financial losses relating to pure risk, accidental loss, any losses that can be measured and will happen with time, losses for independent exposure etc. Michael and Marry are also exposed to such losses because they have lot of items, which can get destroyed and lead to a financial loss. The shares purchased by them from Westpac, money in the savings account, funds related to the superannuation funds, share of Woolsworth and Incitec pivot are all exposed to risks. It is known that shares have a high return along with high risks, thus it is advisable to insure such loss to obtain the financial loss if any damage incurs to these items. The two vehicles are also an asset to Michael and marry and thus they need to be insured as well as any accidental loss to the cars can be harmful to them. The couple also needs to insure their own life because if anything happens to them then it also is loss to its partner and their children. Therefore, it is advisable to them to insure themselves along with all the assets like the vehicles and the shares in order to abstain from any losses. It is known that Michel is the only one who runs the business whereas Marry takes care of the family and Marry feels that if anything happens to Michael, then it will be impossible for her to control the business herself. In this context, if Michael becomes disabled, then an additional cost of $ 20,000 will be added to their expense and so to cope up with such loss, a health insurance product needs to be purchased to deal with the additional cost of $ 20,000. The different techniques available to them to manage their risk exposure are as follows: Risk Avoidance It is the most effective means to control the risks through undertaking any activity or program that would abstain from undesirable loss. There are plenty of services provided by the government to help reduce these loss exposures, which cannot be protected by the private enterprise. If any risk exposure cannot be protected, the individual predicts or retains the financial and legal liabilities of that risk (Sadgrove,2016). Risk Prevention This method reduces the frequency of the risk. Any good measures for the prevention of losses, if implemented will be beneficial to an individual. Risk reduction means any transformation. The individuals need to reduce any activity that can cause accidents. Such changes can occur through proper training and education and also through the implementation of strict laws to restrict the illegal actions of the individual. Risk reduction This form deals with eliminating the or preventing any risks. Thus such mechanisms are implemented to reduce the effects of any perils. Such actions are associated with decreasing the severity of the losses through frequent supervision and control. Some risks can be decreased through simple warning from the beginning. Separation of the exposures, diversification and duplicating of the exposures are also a way to reduce the level of risks pertaining to any activities and through such a method, the intensity of the risk can be reduced effectively. Risk transfer The transfer of risk involves the legal or financial liabilities associated with a risk, which can be transferred to any external organization. Such an action can only be completed through a contract. The terms and conditions specify the position on which the losses are shifted. Any insurance service is actually the transferring of the risks to the third party and avoiding any financial losses for an individual or an organization (McNeil, Frey,. and Embrechts, 2015). The couple Michael and Marry are in a position to face losses during their life span and thus needs to manage the risks through the purchase of ideal insurance products. The insurance practices maximize the capital efficiency evaluation based capabilities to decrease exposures to financial risks and alternative risk funding techniques. While evaluating the mechanism impact of market pricing and other dynamic reasons on product and capital sources through insurance linked securities, insurance hedge funds, bonds and life insurance securitization and life settlements are taken into consideration. The couple thus needs to purchase a product, which will be ideal for their exposure to losses. These evaluations are compulsory to find out the best product for them. From the above study it is understandable that Marry is totally dependent on Michael and thus a life insurance policy needs to be purchased, which can provide financial assistance if death or injury occurs to Michael. A health insurance to cover the claims, due to any medical emergency needs to be purchased as well. The couple also has other assets like the vehicles and shares with them and so an insurance covering the loss out of these assets also needs to purchased (Hopkin,2014). Thus the ideal product for them will be a life insurance policy covering the death and disability along with providing health care coverage. A vehicle insurance also needs to be bought and an hedging insurance product to cover the losses out the shares also requires to be purchased by the couple. The couple is not attracted towards paying a high premium for the insurance taken. It is found that the amount of assets they hold require a high premium rate. Michael also being the only earning member of the family is an essential factor for the life coverage of him. The family has a high amount of liability and assets with them and they also estimate to pay a lump some amount for future education for their two children. Therefore, they require an insurance, which can pay out all these expenses for the future even if any mishap happens to Michael. Premium depends upon the amount of life coverage and as the life coverage is high for Michael therefore the premium rate is high as well. The high premium rate is an expense to them in the sort run but will be beneficial to them in the long run when the health will detoriate along with age. Thus it is advisable for the couple to pay high premium rate now as to get back the amount in the future due to any financial loss (Lo, 2014). There also exists ways to reduce the premium rates by changing the terms and conditions of the contract. This process is not ideal for them as they have a high standard of living. The policy term of the contract can be reduced according the needs to decrease the premium amount. The change in the contract from the long to short contract also reduces the maturity value and thus the premium decreases. If any changes made on the type of insurance like changing the vehicle insurance from first party to third party also decreases the premium as the third party does not give any protection to the insurer against the losses. The amortization amount, decrease in the balance of the insurer also enable them to reduce the premium amount along with decrease in the net protected value (Cummins, and Santomero, 2012). Part B The Affordable Care Act also known as the Obamacare was introduced to provide health insurance to all the citizens of the country. The insurance will cover all the elements related to healthcare and will also have a fixed interest rate to provide free and fair services to all the sections of the society. But, it has been found that the insurance premium is increasing due to the response to the restrictions in the law like compulsory for the insurance companies to cover pre-existing conditions. The reason behind the rise in the premium rates is due to the requirement for the organizations to cover high risk customers. The insurance firms cannot deny customers with pre existing conditions and thus cannot charge higher premium based on status of health and gender. Other factors with a few required protections, rights and other additional benefits provided by the organization to the customers are reasons for the rise in the premium rates of the insurance service (Blumenthal,and Collins, 2014). The customers with high end plans with a good income base have the biggest premium increase. The act asks the organizations to insure people with pre existing conditions along with without pre existing conditions. This is the main reason for the rise in the premium rates as the people with pre existing conditions will have higher chances for claim from the insurance companies rather than people without pre existing conditions. The insurance organization will thus face a massive loss as t he pre existing condition clients will claim very frequently and the firms will be obliged to pay off. This will reduce the revenue of the firm and so to increase the profit the firms put in higher premium rates. When the rates will increase, the customer base will decrease or the government will put in restrictions to level the premium. When the insurance organizations will not get proper revenue from the market they will not get attracted to continue the business and thus resulting to the fall in the health insurance market (McCoy et al 2012). 2.According to the Obamacare, it is compulsory for every citizen to purchase a healthcare insurance for themselves so that everyone can have a safe and secured life for themselves. To ensure that every person uses an insurance product, the act has implemented penalties to uninsured people. Imposing penalties are a key component of this act, as people who are not attracted to use insurance products are compelled to buy such products. The government forcibly asks the citizens to implement insurance products for the benefit of themselves. The penalty implemented on the individuals will induce them to purchase insurance. Though implementing penalty is forcing the individuals but in a way is helping their future lifestyle (Mechanic,2012). The value of the penalty need to be appropriate so that it puts fear in the mind of the citizens but also should not affect the financial condition of them. It needs to be adequate so that it keeps a balance between the implementation and proper financial condition of the individuals. Conclusion The above study evaluates the financial exposure to Michaela and Marry and determines the ideal insurance products and aversion of risks to help maintain a sustainable life. The amount of insurance to be paid and the process to reduce the high premium rates is also discussed. The other part deals with the Affordable Care Act implemented by Barrack Obama, to pool in all the citizens in the insurance segment and providing health insurance to everyone. The study discusses on the hike in the premium rates due to policies of the act and also determines the amount of penalty to be implemented to the uninsured individuals. Reference List Blumenthal, D. and Collins, S.R., 2014. Health care coverage under the Affordable Care Acta progress report.New England Journal of Medicine,371(3), pp.275-281. Cummins, D. and Santomero, A. eds., 2012.Changes in the life insurance industry: Efficiency, technology and risk management(Vol. 11). Springer Science Business Media. Fowler, F.J., Levin, C.A. and Sepucha, K.R., 2011. Informing and involving patients to improve the quality of medical decisions.Health affairs,30(4), pp.699-706. Glendon, A.I., Clarke, S. and McKenna, E., 2016.Human safety and risk management. Crc Press. Heazle, M., Tangney, P., Burton, P., Howes, M., Grant-Smith, D., Reis, K. and Bosomworth, K., 2013. Mainstreaming climate change adaptation: An incremental approach to disaster risk management in Australia.Environmental science policy,33, pp.162-170. Hopkin, P., 2014.Fundamentals of risk management: understanding, evaluating and implementing effective risk management. Kogan Page Publishers. Huntington, W.V., Covington, L.A., Center, P.P., Covington, L.A. and Manchikanti, L., 2011. Patient Protection and Affordable Care Act of 2010: reforming the health care reform for the new decade.Pain Physician,14(1), pp.E35-E67. Keneley, M.J., 2015. Marketing the Message: The Making of the Market for Life Insurance in Australia, 18501940.Enterprise Society,16(04), pp.929-956. Lo, A.Y., 2014. The influence of risk perception and attitude on the decisions to adopt residential flood insurance: Evidence from Queensland, Australia.RISK FACTORS, ENVIRONMENTAL IMPACTS AND MANAGEMENT STRATEGIES, p.73. Mann, P. and Lewis, C., 2012.Mann's Annotated Insurance Contracts Act. Thomson Reuters. McCoy, R.G., Van Houten, H.K., Ziegenfuss, J.Y., Shah, N.D., Wermers, R.A. and Smith, S.A., 2012. Increased mortality of patients with diabetes reporting severe hypoglycemia.Diabetes care,35(9), pp.1897-1901. McLennan, B.J. and Handmer, J., 2012. Reframing responsibility-sharing for bushfire risk management in Australia after Black Saturday.Environmental Hazards,11(1), pp.1-15. McNeil, A.J., Frey, R. and Embrechts, P., 2015.Quantitative risk management: Concepts, techniques and tools. Princeton university press. Mechanic, D., 2012. Seizing opportunities under the Affordable Care Act for transforming the mental and behavioral health system.Health Affairs,31(2), pp.376-382. Protection, P. and Act, A.C., 2014. Public Law 111 e148, sec. 4205-nutrition labeling of standard menu items at chain restaurants. March, 2010. Rak, S. and Janis Coffin DO, F.A.A.F.P., 2013. Affordable care act.The Journal of medical practice management: MPM,28(5), p.317. Sadgrove, K., 2016.The complete guide to business risk management. Routledge. Sommers, B.D., Buchmueller, T., Decker, S.L., Carey, C. and Kronick, R., 2013. The Affordable Care Act has led to significant gains in health insurance and access to care for young adults.Health affairs,32(1), pp.165-174. Suriadi, S., Wynn, M.T., Ouyang, C., ter Hofstede, A.H. and van Dijk, N.J., 2013, June. Understanding process behaviours in a large insurance company in Australia: A case study. InInternational Conference on Advanced Information Systems Engineering(pp. 449-464). Springer Berlin Heidelberg. Zheng, A.S., OLeary, T. and Moses, R.G., 2014. Gestational diabetes mellitus and life insurance: what is the impact of gestational diabetes mellitus on life insurance premiums?.Diabetes care,37(11), pp.e235-e235.

Mercantilism Essays (630 words) - Economic Nationalism,

Mercantilism Mercantilism Mercantilism was a method of trade used by 16th, 17th, and 18th century Monarchies to increase exports and the amount of imports of precious metals coming in. In a country under mercantilist persuasion, a country would do all it could to bring in money. Treaties were made with countries so that one trading country would have exclusive trading privileges in another country. A country would control the production of items, (how much and how many) and then encouraged these items be traded to other countries. With goal obviously being profit, these countries sought to sell more than they bought. The raw materials needed for products were mostly gotten from the inside instead of buying from outside. Frequently, manufacturing and production would go before practices such as farming or the like. Countries that had colonies across oceans or in different places in the continent would by all means use these connections to their advantage and take every dime and quarter they could. It became a practice of many parent countries to frequently call in their profits to enhance the banks at home. One could compare the Mercantile System to Communism or a Socialist economy. Mercantilism was not as extreme as communism, in that the concept was not to control a persons life and being, but rather, focused on the financial wellbeing and wealth. It would seem more akin to Socialism, even though the people own the means of production instead of individuals for the benefit of the population. The king retained the power to grand monopolies on trade or export to certain individuals, therefor strengthening his own power over people. Many of these wealth seeking countries also sought other things: namely, more land, fertile land, so as to extend their trading farther and farther into new worlds, such as the Americas. . The Mercantile practices also had effect on population growth and decline. Many people who lived in outward areas of cities soon saw the benefits of living in the city, such as jobs in industry where money was relatively steady and not depending whether it rains in the next 2 weeks. The farmers put down the plows and instead took up a job in town. Many people also moved into the cities just because of conditions and safety. Those who lived in mountains would move down into the plains, or into cities, sometimes only seasonally to work. They also moved sometimes country to country, such as people living in France going to Spain to work, and the like. The fear of every mercantilist country was, as one index put it, fear of goods or fear of deficits in trade. As it is today, the fear was that one would pay out their profits of exporting to import what they need, therefor losing the wealth they so desperately wanted. They tried to get gold bullion wherever and however they could. Countries became wealthier, and spent money on things such as enlargement of cities, estates for officials, and town areas, and day to day government. This money also went to fund the many wars that were occurring at the time. The money also went into the creation of large shipping industries and a larger population trained in industry. This however was also the downfall, since with the growth of wealth also came inflation. Inflation caused the price of everything from food, to beverages, housing, and raw materials to go up. The towns could no longer support such huge industries and the exporting, and therefore the system went belly up. The idea behind Mercantilism was to control the production of goods by the government so long as it benefits the people. Did it benefit the people? For a while yes, but ultimately drove the people into the ground. European History

Shall I compare thee to a summers day, The Flea and To a Stranger Essay Example

Shall I compare thee to a summers day, The Flea and To a Stranger Essay Example Shall I compare thee to a summers day, The Flea and To a Stranger Paper Shall I compare thee to a summers day, The Flea and To a Stranger Paper Essay Topic: Death and the Maiden Poetry The Stranger Love is a theme which seems to be unescapable. It is in everyday life and it affects everyone. Love has been a topic of much of the great literature which we keep in high esteem. Thus it is an ideal theme to do as the three poems being analysed are pieces of great literature, mainly from the cannon of literature. In this lecture the poets being analysed are the immoral poet and play writer of the Elizabethan age, Shakespeare and his sonnet, Shall I compare thee to a summers day, The well known poet and songwriter of the Jacobean age John Donne and his poem The Flea, and the well known American poet Walt Whitman and his poem To a Stranger. Shall I compare thee to a summers day was one of William Shakespeares most famous sonnets. It was written in the Elizabethan Age which was from 1588 1603. In the Elizabethan age it was customary for gentleman to write love sonnets about their lover and give it to them. As William Shakespeare was a brilliant poet and play writer of that age he was thought of to be the ideal English Renaissance man and was thought of very highly by nobles of the land. Shakespeares upbringing was irregular to that of someone else in his position. His father John Shakespeare was a Glover and leather merchant which was not a highly paid position. His mother Mary Arden was a landed heiress which allowed for some benefits to come to Shakespeare including free schooling at the Grammar school in Stratford. This gave Shakespeare a high reputation. Also as his father John was a Stratford official which allowed for high tuition for his son. This high education was an influential factor of Shakespeares life as it gave a good education so the standard of poetry was at a much higher level, also it gave him the feeling of superiority and capability among people so that he felt free to create his own sonnet structure. As his early life was care free his poetry was mainly on love. The sonnet Shall I compare thee to a summers day was written about a woman Shakespeare loved. In the sonnet he describes the beauty of the woman and he debates whether or not to compare her to a summers day. The sonnet shows how strong Shakespeares feelings were for his lover. His emotions come over through his disguised and obvious compliments and contrasts. He thinks she is beautiful and, unlike a summers day, her perfection will not fade, as this sonnet is written to illustrate and capture the womans beauty and the love he has for her. The sonnet is typical for the era as it was common for gentleman to write love sonnets about their lover and give it to them. Shakespeare wrote one hundred and fifty four sonnets and due to their consistent quality. His sonnets were in the style known as the Shakespearean sonnet form. A Shakespearean sonnet has fourteen lines, broken down into three quatrains and ending with a rhyming couplet. In each quatrain a different subject is discussed and described, the subject is then changed at the start of each new quatrain. A Shakespearean sonnet has the rhyming pattern ABABCDCDEFEFGG. For example in Shall compare thee to a summers day, the first quatrain shows this rhyming pattern, it is at the beginning so is the ABAB part. Shall I compare thee to a Summers day? Thou art more lovely and more temperate: Rough winds do shake the darling buds of Maie, And Sommers lease hath all too short a date: The rhyming couplet, GG, often finishes a Shakespearean sonnet; this type of ending often ends the poem with a satisfactory conclusion, for example in Shall compare thee to a summers day So long as men can breathe, or eyes can see, So long lives this, and this gives life to thee. There are many techniques used in Shall compare thee to a summers day, with the beginning of the second quatrain Shakespeare uses a metaphor to describe the sun; he calls it the eye of heaven. In Line 6 he uses personification to describe the sun. Shakespeare refers to the sun as he, giving the sun human qualities. The suns colour and light is referred to as a gold complexion. This is also personification, as complexion is a word used to describe a humans skin. This sonnet is about Shakespeares love for another woman. Shakespeares attitude towards the theme of love is that it should be displayed openly. The theme of love is typical to the Elizabethan age as most of the poets wrote about ones they loved. However in the Jacobean age things were a little different. Elizabethan literature generally reflected the enthusiastic self-confidence of a nation expanding its powers and increasing its wealth and not addressing its social and religious problems. During the Jacobean age the main events happening were revolutions, restoration of the monarchy and the victory of Parliament, so therefore the public demanded that the literature be more intellectual. John Donne was a prominent poet of this time as he had the ability to attack the delicate topic of love with an increasingly liberalistic and argumentatively structured persuasion to the emotions which was common with the metaphysical movement, a perfect example of this is Donnes poem, The Flea. Donnes poetry was effected by the attitudes and beliefs of this period in that his poetry had to be intellectual and passionate so that the upper class would find it social acceptable. John Donne was born to a prosperous catholic family in London in 1572. His father, John Donne, was a well-to-do ironmonger and his mother was the daughter of John Heywood, epigrammatist. Donne was educated at Oxford, Cambridge, and Lincolns Inn. This care free and easy live childhood should have affected his poetry in that his poetry should have been of happy things and about an easy life. This would have been so were it not for the death of his brother Henry who died of a fever in prison after being arrested for giving sanctuary to a proscribed Catholic priest. This made Donne begin to question his faith and inturn write sadder and less optimistic poetry. Donne was however able to write the poem The flea which is a slightly happier poem about a woman he loves. The flea describes a tiny blood withdrawing mite which happens to have sucked a droplet of the Donnes and his mistresss blood. Ironically he uses the ugliest, most reviled pest to associate with a pure, probably coy mistress in his attempt to finish his courtship of her. Nevertheless, he manages well. In verse one, the writer enthuses about the how little the thing she is denying him is. He slowly begins to build up his argument by saying that being bitten is not a sin. He talks about how the flea differs in its approach to her. The flea just jumps up and bites her, while he is painstakingly putting his every effort into wooing her like a gentleman. Donne almost sounds deprived here. In verse two he begs her not to kill the flea, as it is the symbol of their love, and the only place where they are married is in these living walls of Jet. He says that although many things are against them, she must not kill it as that would be killing him and it would be sacrilege, as it is their marriage temple. If it dies all hope of them dies In verse three, she kills the flea, cruel and suddenly. He feels angry, annoyed and hurt at her brutal, pointless act. She justifies her action by saying that by killing the flea she does not harm any one. He immediately replies by acknowledging her argument. He then finishes by saying that the same degree of honour of will be lost when she sleeps with him, in other words if he really loves her he will wait until they are married. The Flea is a song that follows the rhyming pattern AABBCCDDD. MARK but this flea, and mark in this, How little that which thou deniest me is ; It suckd me first, and now sucks thee, And in this flea our two bloods mingled be. Thou knowst that this cannot be said A sin, nor shame, nor loss of maidenhead ; Yet this enjoys before it woo, And pamperd swells with one blood made of two ; And this, alas ! is more than we would do. In the second verse Donne uses the metaphor This flea is you and I and also that killing the flea is killing him. Donne also uses personification when describing the flea as a symbol of their love. This poem is similar to the one discussed earlier in that it follows the same theme of love, but this poem is more about physical love rather than emotional love. However in both poems the idea that love should be displayed openly is portrayed well by the poets. The turn of 1832 commenced the dawn of the Victorian period in England where Queen Victoria was ruling. However in America it was a time of intellectual activity as well as social and economic change. American citizens were enjoying the poetical works of many of the bests American poets who were in the cannon of literature. One of these being Walt Whitman who wrote poetry mainly about the optimistic principles of American democracy. However he did write one poem about love, entitled To a stranger In America it was uncommon for men to write poetry about love as it was contradictory to the stereotype image of the man to be writing soppy poems. Many of the poets of that stage in time wrote poetry about war and adventures. Although this was a poem about love it didnt follow the customary focus of most love poems which were about a mans love for a woman. This tends to suggest that Whitman was trying to keep his manly image while still writing poetry of this theme. Walt Whitman was born in 1819 on Long Island, New York, to Quaker parents. Being the second of nine children, Walt was never alone as a child; however this also meant that his parents were not very wealthy. In 1823 Whitman attended public school until the age of eleven when he left school to get a job as an office boy in a law office. This lack of education meant that Whitman didnt have as much advantages as that of poets like Shakespeare and Donne, so therefore his poetry was not as cultured as it could have been should he have received proper education. During the American Civil war Whitman attended wounded soldiers in Army hospitals. This would have influenced his poetry by dampening his spirits and lowering his competency to write happy poems about love. The poem To a Stranger can be basically summed up in one word, Dà ¯Ã‚ ¿Ã‚ ½jà ¯Ã‚ ¿Ã‚ ½ vu. It is about walking past someone who you think you have loved in a past life time, or someone you have grown up with but you cant really remember if it is real or just a dream. The first stanza is about some walking by and the poet has a feeling of dà ¯Ã‚ ¿Ã‚ ½jà ¯Ã‚ ¿Ã‚ ½ vu. The second and third stanzas are about the poet remembering a past love or life lived with the person. The fourth stanza is about the poet meeting eyes with the other person and having strong feelings for the person. The final stanza is the poet hoping that he will see the person again to reclaim the past love. This poem can be classified as a lyric because there is no apparent form to its layout. It is comprised of one five lined stanza and four four lined stanzas. There is no real rhyme in the lyric except that in stanza one, three and five there is a word repeated. The poet shows that he believes love is important in life; this is displayed in the poem when he says that he has lived a life of joy and love with the person, they left and now he wants them back. This can be interpreted through the first two lines of the second stanza I have somewhere surely Lived a life of joy with you, And the last two lines of the lyric. I am to wait; I do not doubt I am to meet you again I am to see to it that I do not lose you. This theme is not typical of this era in time as not many poets wrote about love. This poem is similar to the other two poems discussed earlier in that its theme is love and it discusses the poets love for an individual however in this poem the idea that love should not be displayed openly is portrayed by this poet. Shakespeare was a openly passionate poet and most of his works were on love. His attitude towards love was that your feelings towards someone should be shared and that everyone should experience love. Unlike Shakespeare John Donne was not as openly passionate writer of love songs although he did write many love songs. He chose to be intellectual when discussing this topic as was the common thing to do of his time. Walt Whitman however, was not an open love poetry writer at all as it was against the stereotype man image of his time and many of his poems were about war. His feelings towards love were that it was between a man and a woman and that it should not be openly published. Although the three poets all wrote love poems their views on how the poems should be written were different mainly due to the era they lived in, however this difference did not topple the fact that they are all great poets.

Express

Express Express Express By Maeve Maddox A reader has a question about the use of the transitive verb express: Is there something wrong with a phrase like this: He expressed that he was tired? It seems odd to me, but I cant figure out why or if Im just off base. It seems like you could say, He expressed the idea that he was tired. Yes, the sense is slightly different, but is one right and the other wrong? Is the issue that express is a transitive verb? The literal meaning of the verb express is â€Å"to press or squeeze out.† For example: Water may be expressed from a wet towel by twisting the towel. Breast milk may be expressed manually or with a mechanical device. Amorphous metal tapes are produced by expressing a metallic melt in a supply container through at least one nozzle opening. Express has more than one figurative use. In one sense, express is â€Å"to portray† or â€Å"to represent,† either physically or symbolically. For example, artists express the human figure in drawing and in sculpture; mathematicians express one quantity in terms of another quantity. Express can mean, â€Å"to manifest or reveal by external tokens.† For example, â€Å"Ancient Roman aqueducts still in use express the genius of Roman engineering.† Another meaning of express is â€Å"to put into words†: True wit is nature to advantage dressed, What oft was thought, but neer so well expressed.- Essay in Criticism, Alexander Pope This meaning of express is also used reflexively, as in the titles of songs by Madonna and Ice Cube: â€Å"Express Yourself,† i.e, â€Å"say what you think.† These definitions do not exhaust the uses of express, but they do bring us back to the reader’s question: â€Å"Is there something wrong with a phrase like this: ‘He expressed that he was tired?’ † The answer is â€Å"Yes, there’s something wrong.† It’s not idiomatic. Express is transitive, but that is not the problem. Other transitive verbs, like say and admit, can take a noun clause as their objects: He says that he was there, but I did not see him. (noun clause, direct object of says) I admit that I was wrong. (noun clause, direct object of admit) When express takes a direct object, however, the object cannot be a clause. For that reason, the reader’s first example (He expressed that he was tired) â€Å"sounds wrong,† but the second example (He expressed the idea that he was tired) â€Å"sounds right.† Why? It’s a matter of idiom. I can only say with Professor Brians (Common Errors in English Usage), You can express an idea or a thought, but you can’t ever  express that.    Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Misused Words category, check our popular posts, or choose a related post below:100 Exquisite AdjectivesBetween vs. In BetweenWhen Is a Question Not a Question?

Evaluating Course Management Systems (CMS) Vendors Assignment

Evaluating Course Management Systems (CMS) Vendors - Assignment Example CMS aids organizations in managing content deployed through the internet. Organizations use web CMS in integrating the presence of their web with their other operations (Deo, 2010). This ensures that the content is current, relevant and refreshed. CMS also allows business to gain greater return and extract value from web channel, web communication and web marketing endeavors (Deo, 2010). This paper seeks to identify three CMS vendors, and compare and contrast their purchase and maintenance cost. This paper will identify three Course Management Systems Vendors; compare and contrast the functions and explain how they meet the needs and expectation of users. The first CMS vendor is the Database Vendors. This vendor include dynamic websites in which content is stored and separated from other particulars like format, style, supporting data and access rights. For example the Oracle which has had their own CMS offerings developed. This type of CMS vendor is expensive compared to the others if both maintenance and purchase. Database Vendors have understated and significant misalignment consumer group who has restricted their success in the product class (Deo, 2010). The customer model also has direct access to competent trained IT professionals who directly communicate within the organization to content producers. The second CMS vendor is the Internet Service Provider; this includes website hosting and registration of commodity business with competent and intense price which also allows switching costs. Businesses using this vendor are mainly interested in means of adding value to customers and help in what may avoid switching between vendors. This CMS vendor delivers products of content management and site building and delivery of site hosting, domain registration and site development. The products of this vendor are however conceived poorly because they are not the major game of the operation. Purchase and maintenance costs are however relatively low compared to Data base Vendors (Deo, 2010). The third CMS vendor is the Enterprise CMS Majors. This includes vendors like Vignette and EMC Documentation which produces document management among other manipulation tools and content aggregation. This vendor is used in managing non-web content. The vendor suits organizations moving documents for collaborative authoring within the organization for carefully publishing and version control (Deo, 2010). The vendor then allows content to be expanded and published in the internet. However, the application’s development path makes them completely proprietary and complicated. Installation of Enterprise CMS Major requires change management, extended timeline, financial expense, detailed training, and a committed organization in order to ensure success. This makes the cost of purchase and maintenance relatively high compared to the other types of vendors (Deo, 2010). Generally, all the three discussed CMSs are effective and meet the needs of users in vario us ways. The users benefit from these three CMSs due to their features such as: production of web pages (Chaudhari, 2009). They produce, edit and deploy web pages; systemization of web pages; turns production and web management into a system of activities delivering efficiency; simplification of website production activities. They internalize technical, communication and design complexity in the production of websites; user management as they manage users at different levels. It regulates who sees what on the site and who can edit and

The Big Mac Index and What About China Case Study

The Big Mac Index and What About China - Case Study Example tion of this theory is very simple and that states that the value of any particular good in one nation is equivalent to its value in other countries if one considers the same keeping in mind the concept of exchange rate of the currencies between those nations. But this is not always the case in real time. Big Mac Index, developed based on the prices of Big Mac in the USA and many other nations has proved that in various countries, the value of their currency is overrated compare to that of the USA where as in some other countries the currency is underrated in comparison to that of USA. In short run, the concept of PPP is not valid for various goods and the main reasons are organizations those are trading those items have to consider costs such as transportation cost, various kind of taxes such as VAT or government tax, Non traded service, competition in the existing market, Inflation etc. Along with all these factors, organization also needs to consider cost of labour while finalizin g the price of the same. If one considers the case of Big Mac, in the USA, the labour cost is $ 8 per hour where as in China; the labour cost is as low as $ 1 per hours, so the final price of the Big Mac is far lower than that of the USA. So it is very clear that the PPP theory is not always applicable while comparing the price of various goods across the countries as there are number of others factors play an important role is deciding the price. Many countries allow their currencies to grow at a slower pace compare to that of US Dollar or Euro. During 2013, the exchange rate of RMB was at $ 0.16. From 2005 onwards, Chinese government started allowing their currency to grow in a modest rate and in following five years, that is during 2005-2010, the Yuan rose total 20% in value compared to that of the US Dollar. The main reasons behind allowing the modest growth of the currency are: weaker exchange rates allows growth in the export as various countries like to purchase more goods from

Discussing Honour in Henry IV Essay Example for Free

Discussing Honour in Henry IV Essay There are differing concepts of honour throughout the play of Henry IV shown by different characters. There are two characters that depict extremes on each end of the scale, Hotspur (Henry Percy) and Falstaff. This essay will demonstrate the different types of opinions towards what honour is from each character and also give a comparison with examples for each. Hostpur, or Henry Percy, is the son of Northumberland and is a very fiery character with a short temperament and who is quick to jump to conclusions. His idea of honour lies purely on the battlefield and he believes that the only possible way honour can be measured is with the amount of battles won and opponents conquered. He certainly believes himself to be more honourable than any man and this may explain two things. Firstly it will explain his confidence about his fighting and military knowledge as well as his concept that his idea is always the right one. Secondly it may also explain his rudeness, brashness and sometimes complete disrespect when addressing others, especially those in royalty. He gives a good speech when talking to Worcester and Northumberland about his honour and how he has claimed it. By heaven, methinks it were an easy leap To pluck bright honour from the pale faced moon, Or dive into the bottom of the deep, Where fathomline could never touch the ground, And pluck up drowned honour by the locks, So that he doth redeem her thence might wear, Without corrival, all her dignities. (209-15, I, iii) This is a great speech that clearly shows two things. Firstly it shows his disrespect when addressing others and his arrogance that comes with it. More importantly it shows that he believes honour can only be earned by doing an act of some kind of bravery. He gives an example of such a deed in the lines To pluck bright honour from a pale faced moon and also dive into the bottom of the deep. He is stating that in situations where there is a problem or where conditions are hard it takes an exceptional kind of man to go into these situations, conquer them and come out with respect and honour. The action of coming from such a situation with honour is depicted in the line pluck up drowned honour by the locks, so that he doth redeem her thence might wear. He is giving an analogy for two things; first the kind of situation at which bravery and courage is required and secondly the kind of person that will go into that situation and come out earning respect and honour. As he refers to these conditions as being battles he is clearly showing that only a man that can use the sword with skill is worthy of being honourable. Another quote from Hotspur underlines the fact that he feels honour can only be taken from situations where there is danger and risk. Send danger from the east unto the west, So honour cross it from the north to south, And let them grapple! O, the blood more stirs To rouse a lion than to start a hare! (203-6, I, iii) This shows once again the conflict between two sides, this time denoted by positions on the compass, meeting and he feels there is more honour to be won with a great battle than a smaller one. Hence why he states the blood more stirs to rouse a lion than to start a hare! This again shows exactly how Hotspur feels about honour and the way in which it can be won. Another person who can be compared to being like Hotspur in this way is Douglas. He, just before the battle in the rebel camp, goes to the allies camp and gives them a call for battle as such by defying them in a ploy to start the confrontation. Finally, when Hotspur has fought Prince Hal and is dying, he states that he is more mortified and distraught about losing the titles and honour to his slayer than he is about dying in the physical sense. I better brook the loss of brittle life Than those proud titles thou hast won of me. They wound my thoughts worse than they sword my flesh. (78-80, V, vi) This shows that Hotspur has little respect for Hal as he is more hurt by losing the titles and honour he has won to someone of his nature than dying in itself. Hotspur is so self-contained in the idea of honour that he truly feels great pain in losing a battle to Hal, who he considers not to be as worthy as himself. This shows that although Hotspur has a very hard and manly idea of honour, it is not for attraction and he actually believes in what he says and fights for. He can almost be pitied for being so brave as his courage could sometimes be foolhardy. However, it would be interesting to ask Hotspur himself that why, as he considered himself so honourable, he chose to oppose the king, because that in itself is a crime against the country in treason and those that commit treason are punishable by the worst penalties and could be deemed as the people with the lowest amount of honour and most amount of shame. In a complete contrast, Falstaff, a drunken lout and thief, is on the other end of the range. He shows complete distaste and is dishonourable in his ways. He condemns the word of honour in his soliloquy at the end of Act V scene i. To summarise his speech he states that honour cannot heal a wound, nor pay back for a dismembered limb and is simply a word that carries no weight for the living nor the dead. He therefore disassociates himself from the concept and seems to do so with some pride and belief. This small but quite hard-hitting speech can account for his ways throughout his life. He lies continually, exaggerates stories to boast to his friends and is even caught out in his ways when Hal tricks him after he has robbed some people. All these acts and his way of life does not compare to perhaps his lowest and dirtiest manipulation of the situation when he acclaims responsibility for slaying Hotspur. Before this incident, when Hal and Hotspur are fighting, Douglas comes in and fights Falstaff. He falls down and pretends to play dead, which is a despicable piece of behaviour in itself that shows nothing but cowardice and lack of self-esteem and morale as well as a lack of honour. This leaves Douglas to go elsewhere and the Prince (Hal) and Hotspur to fight. Once Hostpur has died Hal goes off to find the King and show him what he has finally done, Falstaff arises and when the King returns he claims to have battled Hotspur after the Prince had gone and it was he himself who had killed the man. This is the height of ignorance and dishonour. It shows what a coward and scheming kind of person Falstaff really is and does a huge injustice to Prince Hal. It shows he is also a liar. His statement to the king reads:

The Impact of Eleanor Roosevelt as First Lady Essay -- biographies bio

The Impact of Eleanor Roosevelt as a First Lady   Ã‚  Ã‚  Ã‚  Ã‚  Before Eleanor Roosevelt, the role of the first lady was not a political role; it was merely just a formal title of the president’s wife. Eleanor Roosevelt paved the way for all presidents’ wives to come by being active in politics during and after her husband’s presidency. Of course, she did not have instant success; she had many trials which helped her become an important and influential role model. Eleanor Roosevelt’s dedication to her husband, her activeness in politics, and her volunteer work enabled her to change the role of the First Lady.   Ã‚  Ã‚  Ã‚  Ã‚  Eleanor Roosevelt was born on October 11, 1884 to Elliot and Anna Hall Roosevelt. Her mother was very beautiful and thought of Eleanor as a disappointment and would even make fun of her and call her mean nicknames like â€Å"Granny† (Cook, 21, vol. 1). Her father adored her and she adored him but he was never around due to the fact that he was an alcoholic and a drug addict (Morey, 14). When Eleanor was seven years old, her parents got a divorce; which left her mother, Anna, to raise the children alone (Spangenburg, 4). Eleanor’s parents both died shortly after, her mother when she was eight, and when she was ten she learned that her father had died as well. Eleanor and her two younger brothers were sent to live with their Grandmother Hall (Morey, 16-17).   Ã‚  Ã‚  Ã‚  Ã‚  Although Eleanor did not have a pleasant childhood, things started to look up when she started dating her fifth cousin, Franklin Delano Roosevelt. They were married on March 17, 1905 (Cook, 162, vol. 1). Eleanor’s Godfather, Theodore Roosevelt, the current president, agreed to walk her down the aisle at her wedding (Morey, 25-27). After their wedding, Franklin and Eleanor’s house was still not ready, so they lived with Franklin’s mother, Sara, who was not very fond of Eleanor. Once Eleanor started having children Sara even insisted on helping raise them because she considered herself to be a better mother than Eleanor (Morey, 28). Eleanor gave birth to 6 children, but lost one and from this became depressed. This was a hard time for her especially living with Sara. Finally, in 1910 they moved away from Sara to Albany, New York so Franklin could run for Senator (Cook, 184-186, vol. 1).   Ã‚  Ã‚  Ã‚  Ã‚  Eleanor Roosevelt was dedicated to Franklin and was always helping him out behind the scenes. When Franklin became... ...er own experiences and observations. Eleanor also said, â€Å"I had really only three assets: I was keenly interested, I accepted every challenge and every opportunity to learn more, and I had great energy and self-discipline.† (Spangenburg, 99) Eleanor Roosevelt changed the role of the first lady by her dedication to her husband through everything, her involvement in politics, and her willingness to help others through her volunteer work. Works Cited Black, Allida M. Courage in a Dangerous World. The Political Writings of Eleanor Roosevelt. New York: Coumbia University Press, 1999. Cook, Blanche Wiesen. Eleanor Roosevelt 1884 1993. Vol. 1. New York: Penguin Books Ltd, 1992. Eleanor Roosevelt 1933 1938. Vol. 2. New York: Penguin Books Ltd, 1999. Lash, Joseph P. â€Å"Eleanor Roosevelt.† Encylopedia Americana. 1997 ed. Levy, William Turner, and Cynthia Eagle Russett. The Extraordinary Mrs. R. A Friend Remembers Eleanor Roosevelt. New York: John Wiley and Sons, Inc., 1999. Morey, Eileen. The Importance of Eleanor Roosevelt. San Diego: Lucent Books, Inc., 1998. Spangenburg, Ray, and Diane K. Moser. Eleanor Roosevelt A Passion to Improve. New York: Facts on File, 1997.

Individual Rights Essay

When I am at my placement which is a day care centre for the elderly, I treat patients with respect; I do this by talking politely to the patients, knocking on the door before I entered patient’s room and asking them how they wish to be named (e. g. Mr, Mrs) To be treated as an individual: While I was at placement I treat everyone as an individual, I did this by talking to the patients and finding out about their interests and watching how they act. I did not treat all the patients the same. Just because 2 were diabetic I didn’t stop all patients having sweets. To be treated in a dignified way: I tried to maintain the patient’s dignity by taking them aside if they wanted to tell me something or closing the door behind them if they were going to the toilet. When the patients said or did something laughable, I didn’t laugh at them. To be treated equally and not to be discriminated against: Everyone at placement is different based on their religion, race, sexuality, disabilities or age. But I didn’t not discriminate them against this or treat them unfairly. To be allowed privacy: If the patients wanted privacy when I was with them during my time on placement I would have closed the door which would have blocked other people out from seeing into the room or would have gone outside the room with the patient where they could have privacy to do what they wanted. To be cared for in a way that meets out needs and takes account of preferences and choice: I take it into account what patients say to me and about their choices. If they wish to do a certain activity, I would have gone out of my way to do as they wanted. To be able to communicate using a preferred method: At placement I communicate in which method the patient wanted, if a patient wants to write on a piece of paper and have a conversation this way that is what we would have done. To be allowed access to information about themselves: When at placement patient information is confidential but if the patient asks something about themselves, they were give the information as this may have help them through something. To be safeguarded from danger or harm: Patients should always be in an environment which they feel safe in; they should feel like they are safe in the building and safe with the people caring for them. During my time at placement I have reassured patients when they are feeling unsafe and calmed patients when they are worried about their safety. An example of this; when patients see people entering the centre they worry about who they are and what they are doing here, I then reassure them.

Horses of the night

The story â€Å"Horses of the Nigh? ‘ centers the theme of depression. The story is told from Vanessa point of view, a 6 year old girl, who dollies her cousin Chris, a teenager who comes to live with them to complete his high school. Vanessa grows closer to Chris during his stay. He would talk to her about his life goals or occasionally also talk about his â€Å"beautiful† hometown. She describes Chris as a handsome boy who is very creative, entertaining and a dreamer.She admired the little things about him, how he overlooked negative comments instead of talking back, how he would easily mix up with children etc. He seemed to have everything figured out and he made it look so simple. As Vanessa grew up she started to understand the realities of life. She realized on her trip to Chrism's hometown that it was not after all the paradise he described to her. The reason why Chris overlooked peoples' comments was because he wanted to escape his own reality.He could not accept the fact that he was poor, that he couldn't afford college so he created his own imaginary world where everything worked for him. Slowly Vanessa started to realize that Chris is not the perfect boy she thought he was. The fact that his dreams were slipping away from his hands was dragging him further into the darkness. He joined the army to escape his destiny as a farmer which only backfired on him because the conditions of the war were way worst which landed him in a mental hospital.

the hebrews essays

the hebrews essays The ancient Middle East and Mesopotamia was largely a multicultural society composed of small, often insignificant kingdoms that were regularly torn between the forces of powerful empires, from Babylon to Egypt to Greece to Rome. One of these small kingdoms through its religion, philosophy, and law became one of the most important cultures in Middle Eastern and Western history. The word Hebrew appears to have been derived from the world Hiberu, which was found in writing sent to Egypt by one of the small states that Egypt had left behind when it withdrew from Canaan in the 1300s BC. These states were distressed by the arrival of nomadic tribes that came in waves across generations. Hiberu meant outsider and probably referred to a great variety of migrants. Beginning as a closely-knit, war-like group of wandering tribes, this culture enjoyed for a short period, one of a histories greatest empires, but it soon fell into a small and feeble state. The Hebrews would surface as one of the most significant culture of the West and Middle East, giving us monotheism, law, and a new history for the west. For the first hundred years the Hebrews wandered and roamed the region of Mesopotamia, Palestine, and northern Egypt. From about 1950 BC to 1500 BC they rambled around the ancient Near East. Around 1500 BC they settled in the fertile land of northern Egypt called Goshen. It was here that these drifting tribes developed a national identity. Around 1200 BC the Hebrews, also called "The children of Israel left Egypt in an event called the Exodus. This historical event was lead by Moses. The Old Testament's Book of Exodus describes an unnamed pharaoh ordering the slaughter of all male Hebrew infants, and it describes a Hebrew woman trying to save her infant son, Moses, by putting him adrift on the Nile in a tiny boat of reeds caulked with tar pitch. Moses was credited with ...

30+ Old Norse Words You Already Know

30+ Old Norse Words You Already Know 30+ Old Norse Words You Already Know 30+ Old Norse Words You Already Know By Michael Probably youve never studied Conversational Viking, let alone claimed to speak it. But the language of the Vikings, Old Norse, has influenced the development of English more than any other language besides French and Latin. The Swedes, Norwegians, Icelanders, and Danes all spoke Old Norse in those days, usually called the Danish tongue. In the 11th century, Old Norse was the most widely spoken European language, ranging west with Leif Ericksons colony of Vinland in modern-day Canada, east with the Viking settlers on the Volga River in modern-day Russia, and south with warriors battling in modern-day Spain, Italy and North Africa. Four centuries after the Anglo-Saxons began emigrating from northern Europe, Danish Vikings began raiding Britain and had begun settling down by the year 876, plowing the land. The 14 shires dominated by Danish law in northern and eastern England were called the Danelaw. In 1016, King Canute the Great became ruler of all England, even before he became king of his native Denmark. Danish kings ruled England almost until William the Conquerer sailed from Normandy, France and became the first Norman king of England in 1066. When he did, more Norse words entered English. What did William the Conquerer have to do with the Vikings? Because Normandy means land of the north men, colonized by people such as Williams ancestor Rollo, whose real name was Hrà ³lfr. See a pattern? Today Old Norse words are most common in the Yorkshire dialect, but the Danelaw included the East Midlands, York, Essex, Cambridge, Suffolk, Norfolk, Northampton, Huntingdon, Bedford, Hertford, Middlesex and Buckingham. Old Norse words used in modern English When it comes to English words for which we are indebted to Old Norse, lets start with they, their and them. Its true. If it werent for the Vikings, we might still be using the Old English words hà ®e, heora and him instead. Or maybe not when him and them mean the same thing in a language, you know its time for a change. In fact, English received many really, really common words from Old Norse, such as give, take, get, and both. And sale, cake, egg, husband, fellow, sister, root, rag, loose, raise, rugged, odd, plough, freckle, call, flat, hale, ugly, and lake. Another Old English word that was quickly replaced was the very short word à ¦, which meant law. Today we use a longer and less ambiguously-spelled Old Norse word: law. Many English words that begin with sk or sc came from Old Norse, such as skin, sky, score, scant, scrub, scathe, and skill. Old Norse words that feature two-letter blends and a high consonant-to-vowel ratio just sound Viking to me, especially if you pronounce both letters as the Vikings originally did: knife, snare, snub, wrong, bread, dwell, bask, dream, steak, stammer, and especially thwart. Old Norse words that meant something slightly different English word, with original Old Norse meaning anger trouble, affliction, which can make a person angry bait snack, food eaten at work. Now means food used to catch fish, wild animals, and susceptible people. bask similar to the Old Norse word meaning â€Å"to bathe† berserk either from bear-shirt (frenzied warriors wearing a bearskin shirt) or bare-shirt (frenzied warriors wearing no shirt) blunder to shut one’s eyes; to stumble about blindly bulk partition; cargo, as in the nautical term bulkhead crawl to claw. Crawling up a steep slope may require clawing. dirt excrement. Appropriately so. gang any group of men, as in modern Danish, not necessarily dangerous gawk to heed, as in paying too much attention gift dowry, a kind of wedding gift. In modern Danish, gift means wedding. haggle to chop. It amuses me to imagine how this word came to mean vigorous bargaining. hap, happy chance, good luck, fate. Apparently the Vikings didnt believe that happiness is a choice. lake to play, which is what many people do at a lake. A famous Danish toy manufacturer is called Lego. litmus from the Old Norse words litr (dye) and mosi (moss), used as a chemical test for acidity and alkalinity. muck cow dung. An English dairy farmer may say he needs to muck out, or clean, his barn. muggy drizzle, mist. Today it means severely humid. rive to scratch, plow, tear. A poet might write about his heart being riven in two. scathe to hurt, injure. Only the opposite word, unscathed, is common. Gang members never say, You come near me, Im gonna scathe you. seem to conform. Think about that for a while. skill distinction. If you are skilled, you might earn distinction. sleuth trail. The sleuth is always on the trail for clues. snub to curse. When youre snubbed or ignored, you might feel cursed. sprint to jump up, one of the keys to winning in a sprint. stain to paint. Not the same thing at your paint store. stammer to hinder; to dam up, as in a flow of words steak to fry. Could the Vikings have introduced chicken fried steak to the American South? No. thrift prosperity. If you have thrift, perhaps prosperity will follow. thwart across, which has kept a similar meaning for sailors window wind-eye or in Old Norse, vindauga. A treasure of a word. Old English words that meant something different before the Vikings bread In Old English, bread meant â€Å"bit, piece, morsel† but in Old Norse, bread meant bread. We get our word loaf from the Old English word for bread which it replaced. die Before the Vikings, die meant starve dream Before the Vikings, dream meant â€Å"joy, mirth, noisy merriment, even music. dwell Before the Vikings, dwell meant both â€Å"go astray and tarry. Im still trying to figure that one out. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Vocabulary category, check our popular posts, or choose a related post below:How to Punctuate References to Dates and Times10 Techniques for More Precise WritingHow to Send Tactful Emails from a Technical Support Desk

Brazil Crime Statistics Essay Example | Topics and Well Written Essays - 500 words

Brazil Crime Statistics - Essay Example What we call endemic are diseases which are characteristic of particular regions, the result of particular geographic circumstances. [Brazil’s] corruption is organic, circulatory, [and] systemic (Dines, 2004, n.p.). Police in Brazil have a well-deserved reputation for taking bribes, giving drug smugglers extra leniency in law enforcement, and â€Å"looking the other way† unless the criminal is poor (Schneider, 1991, p. 215). The lack of an independent media is one of the factors that most contributes to the general perception that Brazil is a country with a high level of corruption. In June 2003, Otto Reich, the White Houses main aide for Latin American affairs, made this comment to a hundred or so businessmen at a seminar on investments in the region: "We have had many setbacks†¦corruption is the most important obstacle to economic development†¦.Investors do not want to put their money into a country where there are corrupt civil servants† (Rodriques, 2004, n.p.) Brazil Group. (2008). Brazil’s battle with Gang Violence and Police Corruption. Retrieved April 24, 2009 from http://pila2008.wordpress.com/2008/02/28/ brazil%E2%80%99s-battle-with-gang-violence-and-police-corruption/ Cavallaro, J. (2001). Human Rights and the Proliferation of Crime: The Perception of Human Rights and Its Effects on Rights Defense in Brazil, presented at Focus Meeting on Crime, Public Order and Human Rights. Geneva:

Strategic Logistics Case Study Example | Topics and Well Written Essays - 2250 words

Strategic Logistics - Case Study Example But the development and location of a distribution center itself is a "semipermanent" commitment. Demand characteristics are directly related to physical-distribution systems. Where demand is widely variable, then distribution facilities are usually concentrated in fewer locales. Where demand is continuous and rather consistent, as is the case for some food products, distribution facilities can be decentralized. A highly variable demand makes it difficult to design effective physical-distribution systems and control costs, while a stable demand permits it. In between these extremes, where demand patterns can be discerned through analysis, as with seasonal products, reasonable distributions systems may be approximated. Product characteristics help to determine the optimal design and type of physical-distribution system. The ability of products such as luxury items to absorb costs is particularly important. High-value items, if heavily stocked, mean a heavy inventory investment and hen ce increased costs. Their storage is often minimized. For them transportation is a modest amount of the total price. Physical-distribution systems are geared to the optimization of the system as a whole rather than of any part of it (Simchi-Levi et al 2008). The case of Pedigree Petfoods shows that a manufacturer is confronted with making a choice from among a variety of distribution alternatives. Although generalized solutions to all distribution channel decisions cannot be formulated, general guidelines can. In theory, the economic functions of channel members can be analyzed, significant factors and forces shaping distribution systems can be assessed, and the variety of channel arrangements currently employed to overcome distribution barriers can be classified (Slack et al 2002). According to Baudin (2005), the overall function of distribution channels is the concentration and dispersion of products in relation to market needs. Four sorting processes are fundamental to the activities of these channels: (1) sorting out: breaking down heterogeneous supply into separate homogeneous stock. (2) accumulation: bringing together similar stocks into a homogeneous supply. The channel functions, concentration and dispersion, are related to the homogeneity and heterogeneity of supply, and the appropriate sorting process must be provided. Successive channel stages attempt to overcome any discrepancy between product assortment and market requirements. Customer requirements of one or two units are at variance with supplier requirements of mass production. The case of Pedigree Petfoods allows to say that physical-distribution activities are performed as a number of dependent functions. To plan, direct, and coordinate physical distribution activities, it is desirable to group them all within a single department. This is usually achieved in retailing and wholesaling under the operations department. Manufacturing generally lacks such coordination. Physical distribution as a concept sees the physical movement of goods as a set of related activities carried on by a number of firms at various levels, linked together to form a total distribution system. Logistical decisions and the design of a company's movement-and-storage system result from cost-market requirement analysis of alternatives. It involves a balancing of transfer costs, operating costs, and marketing factors (Stroh, 2006). The main problem apparent for m the case study is that the breakdown of one system can result in breakdown

Final project Research Paper Example | Topics and Well Written Essays - 1000 words - 1

Final project - Research Paper Example For example, 2, 3, 5, 7, 11 and 13 among others (Coutinho, 2009, p.46). In public key cryptography, encryption and description permit two conveying gatherings to mask data they send to one another. The sender scrambles, or scrambles, data before sending it. The recipient decodes, or unscrambles, the data subsequent to accepting it. While in travel, the encoded data is muddled to a gatecrasher. Tamper identification permits the beneficiary of data to confirm that it has not been changed in travel. Any endeavor to alter information or substitute a false message for a genuine one will be recognized. Authentication permits the beneficiary of data to focus its cause that is, to affirm the senders personality. Nonrepudiation keeps the sender of data from asserting at a later date that the data was never sent. A certificate is an electronic archive used to recognize an individual, a server, an organization, or some other element and to partner that character with a public key. An authentication gives for the most part perceived evidence of a mans character. Public key cryptography uses authentications to address the issue of mimic. Authentication is the procedure of affirming a personality. In the setting of system cooperation, validation includes the sure ID of one gathering by another gathering. Validation over systems can take numerous structures. Declarations are one method for supporting validation. Customer confirmation is a fundamental component of system security inside most intranets or extranets. For example, a server may oblige a client to sort a name and secret word before conceding access to the server. The server keeps up a rundown of names and passwords; if a specific name is on the rundown, and if the client sorts the right secret key, the server awards access. Customer confirmation in view of authentications is a piece of the SSL convention. The customer digitally signs an arbitrarily produced bit of

Business Strategies And Objectives Of Next Economics Essay

Business Strategies And Objectives Of Next Economics Essay Next is a UK based retailer with its Headquarters in Leicester, UK and offer wide variety of brilliantly designed, outstanding quality of trend and accessories for men, women and children collectively with a full variety of home ware (Next Plc). In 1864 it was founded by J. Hepworth Son under the name of Gentlemanà ¢Ã¢â€š ¬Ã‚ ²s Tailors (Next Plc 2011) Next is the oldest company which has been trading for nearly 150 years and was initially created in 1982. Most recently Next was established as authorized Clothing and Home ware supplier to the London 2012 Olympic and Paralympics. Next will also supply outfit for Team GB for the opening and closing ceremonies, and will fabricate uniforms for 4,500 technological officials and suits for reception staff and will deliver bed linens and other home textiles for the athletes village (Next Plc 2011) . Next owns more than 500 stores in UK. Next has franchises more than 180 stores and active in continental Europe, Scandinavia, Russia, India, Japan and the Middle East. Next provides a directory, it is a home shopping catalogue and website with nearly 3 million active customers and also has an international website capability in more than 30 countries worldwide (Next Plc). Next Plc is listed on the London stock exchange and is part of the FTSE 100 Index. Total revenue for the year ended January 2011 were  £3.5 billion with pre tax profits of  £551 million (Next Plc). Nexts other business groups include (Next 2010): Ventura: Clients wishing to subcontract their consumer contact management and accomplishment activities Venture provides customer service management to them. Lipsy: Through wholesale, retail and internet channels, Lipsy create and sell its own labelled younger womens trend product. Next sourcing Ltd (NSL): Design sources and buy Nexts products. Business Strategies and objectives of Next The prime financial objective of Next group is delivery of sustainable long term growth in earning per share (EPS). Next believes the following strategies will help achieve the objectives at its best (Next Plc , january,2011): Maximising the amount of Next Directory consumers and their standard spend. Maintaining groups financial power through a well-organized balance sheet and financing composition. Managing gross and net margins by continues cost control, well-organized management of stock levels, working capital and improved product sources Developing and improving next product ranges, achievement in which is reflected in total sales and sales performance. Cancelling and Purchasing Next shares while its earning are attractive and in the interest of shareholders generally. New stores review must meet challenging financial criteria prior to the investment is ready and achievement is precise by calculating achieved sales and profit contribution against appraised goals (Next Plc , january,2011). Marketing and Marketing Mix Place: Operates in UK and Europe, Middle East (reportlinker 2009,february ). Also operates in Scandinavia, Russia, India and Japan (Next Plc). Next sources operate in mainland China, Honkong, Srilanka, India and UK (Next Plc , january,2011). This show, Next stores are spread globally. Product (or services): Includes womenswear and accessories, menswear, home interiors, childrenswear, Next flowers, NX sports, electrical, designer branded fashion and baby boutiques (Next Plc). Improvement in customer service by introducing initiatives such as next day delivery for orders placed before 9 pm (Next Plc , january,2011). Customers may return or collect any item at Nexts store nationwide, which is more convenient for customers. MARKETING MIX Promotion: Next promotes its product through advertising, Internet (www.next.co.uk). Next directory was an important promotional catalogue which helped to raise the downmarket image of mail order business (British fashion company) Through TV advert (Next plc) and discount vouchers and Gift Cards. Price: Dont focus on lower income group. Not Cheap. NEXT plc sells reasonably priced clothing for men, women, and children; housewares; and furniture (Next) . Prices differ for different range of products. Prices in Nexts printed material and on its website are inclusive of VAT (Next). Offers stylish and affordable clothing (Next). For marketing and marketing mix definition refer to appendix 1 Business Environment in Which Firm (Next) Operates NEXT recognises that it has a duty to administer the impact of its business on the environment both now and in the future. Key areas of focus are: power use and emissions from stores, distribution centres, warehouses and offices; fuel emissions from the carrying of goods to either stores or customers homes; and Waste created in warehouses, distribution centres stores and offices. NEXT is committed to reducing its carbon footprint by reducing energy utilization during its minimising, operations and recycling waste, cutting transport emissions and reducing the packaging in its products. Ratio Analysis Profitability Ratios Gross Profit Ratio: Gross Profit Ratio of Next Plc Gross Profit Ratio of MS From the above line graph of Next Plc, Gross profit ratio is significantly increasing till 2010 as Next has increased its revenue, enlarged profits and is constantly investing in its own business (Next Plc 2011). In January 2011 there has been 7% decrease in gross profit ratio because of increase in cost of sales by 2% and revenue and gross profit has increased but just a little bit not a huge increase. While comparing Next Plc with MS it can be noticed that gross profit is fluctuating and after 2005 there is again a decrease in 2009 which was because of increase in cost of sales by 3% as compared to previous year whereas gross profit of Next plc in 2009 has increased as compared to previous years. This shows that Next Plc is more constant and likely to give a tough competition in coming future. Operating Profit Ratio: Operating Profit Ratio of Next Plc Operating Profit Ratio of MS As noticed from the above line graph, Operating profit ratio has significantly increased till 2008 but there is huge decline in 2009 i.e. 10% decrease its because of decrease in gross profit and revenue but increase in net foreign exchange and expenses (Next Plc 2009) however after that Next has regained its position and the operating profits has been increasing since then till now. Comparing Next Plc and MS its clearly concluded that Next Plc is having more profits then the latter and its profits are being increased regularly till now whereas MS should apply some strategies to increase its profit margin. So, finally it is concluded that Next plc without any doubts has high profits and is ahead of MS. Return On Investment: ROI of Next Plc ROI of MS From the above bar graph it can be notice that year 2008 was worst in terms of ROI as it was negative because of negative buyback of shares resulted in reduction of equity i.e., the value of equity got reduced and was negative (Next Plc 2008) . In 2010 Next regained its position there were buy back of shares leading to reduction in equity and increase in ROI. In 2011 Low Operating profits the finance cost has increased by 5% as compared to 2010 leading to little bit decrease in ROI. With comparison to MS, Next as a high Return on Investments in 2010. ROI was highest (31%) in 2010 in Next Plc whereas MS ROI was just only 5% as compared to previous years. This concludes that Next has low equity which helps it to gain its good position whereas the equity is high in case of MS which is not good for the company. Return on Capital Employed: ROCE of Next Plc ROCE of MS From the above Bar graph it can be concluded that in 2008 Net profits has been increased by 33% as compared to 2007 leading to increase in ROCE. In 2009 long term borrowings (27%) total equity has increased respectively due to medium term notes and de-recognition of financial liability resulting in decrease in ROCE. But in 2010 and till now ROCE is increasing due to increase in Net profits. Comparing MS and Next Plc it can be noticed that comparing the two companies Next is having Much higher ratio and reputation as in 2010 MS had 19.09% which was 2% lesser then 2009 whereas ROCE ratio is increasing i.e., was 59.73% which was 7% greater than previous leading to increase in Profits which is good for a company. Liquidity Ratios Current Ratio: Current Ratio of Next Plc Current Ratio of MS From the Bar graph above it can clearly seen that current ratio was really good which shows the sound liquid position of Next Plc except in year 2008 as the ratio is less than 1 (0.94 times). It is because of Accounts receivable and investments have decreased as compared to 2007. But after 2008 there is an ideal Liquidity situation which is superior for any company. Comparing with MS it is clear that NEXT Plc has more sound position then it has because current ratio is less than 1 which shows that the company is more liquid and less sound. It expresses the working capital correlation of current assets available to meet the companys current obligations. MS would be unable to pay off its obligations if they came due at that point and shows that the company is not in good financial health. So this concludes that Next Plc has a good financial health and can even pay off its obligations as and when required comparatively its opposite with MS. Acid Test Ratio: Acid Test Ratio of Next Plc Acid Test Ratio of MS Companies with ratios of less than 1 cannot forfeit their current liabilities and must be looked at with an acute caution (Investopedia). From above it is noticed that except 2009 the acid test ratio for the company is less than 1 which is a serious matter to look into but less acid ratio doesnt mean that the company is bankrupt and Next Plc is making every effort to prove itself but still comparing it with MS it can clearly be noticed that the ratio is much less as which means MS cannot forfeit their current liabilities as compared to Next Plc and suggests that MS should take some serious steps to increase its acid test ratio. Investment Ratio: Long Term Gearing: LTG of Next Plc LTG of MS Next appears highly geared, it represents a momentous rise in gearing from 339.8% in 2007 to negative 842.3% in 2008. This is due to significant decrease in retained earnings in 2008 together with perseverance borrowings which exceeded shareholders funds. Gearing ratio increased as Next Plc borrowed excessively for financing store development which increased long term debts. As gearing is exceeding 100% it indicated substantial bankruptcy risk for next (Next Plc 2008). Comparing with MS, MS had a good position in 2007 and 2008 as the percentage was less than 100 (74.9 and 98.6).MS gearing also exceeded the 100% scale for high threat companies, it is better off than Next Plc as it has larger shareholder funds and retain earnings and utilising them efficiently. MS therefore involve lower bankruptcy as compared to Next Plc. Interest Cover: Interest Cover of Next Plc Interest Cover of MS The interest cover for Next Plc was 16.23 times in 2007 to 11.05 times in 2008 which gradually decreased to 10.45 in 2009 which is because of decrease in net profit and increase in finance cost by 15% cost due to interest payable on bank facility, medium term notes, bank borrowings. But there is an increase after 2009 which tells that Next Plcs elevated pricing strategy has guide to greater profit margin and thus provides enough operating profit before interest and tax to pay off the interest. In comparison, MS interest cover rate (4.69) was about half that of next (10.43) in 2009 and shown a downward trend. MS had been trying to raise its market share at the expense of lower margin whereas it just opposite in the case of Next Plc. For MS its recommended that it should look to decrease its load of debt expenses. 4) Management Efficiency Ratios: a) Inventory Days: Inventory days of Next Plc Inventory days of MS Next stock turnover had been higher during the year. Nexts rising selling price have adversely affected consumer spending and stock turnover raised to 49 days till 2009. b) Receivable Days: Receivable Days of Next Plc Receivable Days of MS c) Credit Period (Days): Credit days of Next Plc Credit days of MS Working Capital Cycle: From the above inventory days, receivable days and credit days Working capital cycle is concluded. Working Capital Cycle 2006 2007 2008 2009 2010 2011 Inventory Days 51 47 46 49 48 51 Debtor Days 60 64 65 69 66 68 Creditor Days 20 19 19 23 19 58 Working Capital Cycle 91 92 92 95 95 61 From the above table it is concluded that debtor days are fluctuating. Debtor days increased from 2007 till 2009 and then in 2011. In 2010 and 2011creditor days has been doubled from 19 in 2010 to 38 in 2011. Working capital cycle efficiency improved from 2007 till now and 2011 is considered to be the most efficient year. 5) Investor Ratio: a) Earnings per share (EPS): EPS of Next Plc EPS of MS By the end of 2007 b) Dividend per Share (DPS) DPS of Next Plc